314 3rd Ave SW, Cascade, IA 52033 Property Records

Dubuque County property record for 314 3rd Ave SW, Cascade, IA 52033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,648 sqft · built 1850
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$77,000 (Nov 2013)
Tax Bill$2,278 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN18-36-490-009

Property Details

APN / Parcel Number

Primary APN18-36-490-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,648 sqft Living Area
1st Floor Area1,148 sqft
Upper Floors Area1,148 sqft
Basement Area574 sqft
Unfinished Basement574 sqft
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialStone
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area340 sqft
Patio Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address314 3RD AVE SW
CityCASCADE
StateIA
Zip52033-9661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 10 & ELY PT LOT 9 BLOCK 5 WEST CASCADE (ORIG TOWN);
Legal Range02W
Legal Township87N
Legal Section36
Legal SubdivisionWEST CASCADE
Legal Block5
Legal Lot Number9,10
JurisdictionDUBUQUE IA
Township / Civil DivisionCASCADE
Census Block Group1
Census Block1046
Census Tract10300

Owner

Source: Dubuque County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address314 3RD AVE SW, CASCADE, IA 52033-9661
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CREDIT UNION
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2013 · Amount on Record
Deed SaleNov 14, 2013 · Amount on Record
Deed Document Number201317751
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Recording DateJun 10, 2026
Property Address314 3RD AVE SW, CASCADE, IA 52033-9661
Document Number0000006325
Instrument DateJun 10, 2026
Instrument20266325
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address314 3RD AVE SW, CASCADE, IA 52033-9661

Mortgage

Document Number0000006325,
DateJun 10, 2026
Instrument20266325
Lender
NameDUPACO COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address314 3RD AVE SW, CASCADE, IA 52033-9661
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009674
DateJul 6, 2020
Instrument2020-00009674
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityCascade City
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,278.00 Homeowner's exemption$189,700 (+11%) Land $26,600 Building $163,100$189,700 (+11%) Land $26,600 Building $163,100
2024$2,278.00 (+2.71%)
2023$170,900 (+14.63%) Land $26,600 Building $144,300$170,900 (+14.63%) Land $26,600 Building $144,300
2022$2,218.00 Homeowner's exemption$149,090 Land $33,250 Building $115,840
2021$149,090 Land $33,250 Building $115,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASCADE MUNICIPAL WATER SUPPLY
serves 2,386 people · EPA ID IA3118080
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cascade Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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