Gaston County property record for 302 13th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,168 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2021) |
| Tax Bill | $2,683 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 194948 |
| Primary APN | 194948 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 302 13TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON/CRAMERTON BLK 4 L 38 16 001A 174 00 000 |
| Legal Block | 4 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 32202 |
302 13th St is owned and occupied by an individual who bought it in December 2021.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 13TH ST, CRAMERTON, NC 28032-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jan 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 15, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 3, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | Jan 8, 2021 · Amount on File |
| Deed Book / Page | 5299 / 1908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 30, 2021 |
| Property Address | 302 13TH ST, CRAMERTON, NC 28032-1306 |
| Document Number | 0052991908 |
| Book / Page | 5299 / 1908 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Dec 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 ARMSTRONG PARK RD, 608, GASTONIA, NC 28054-3912 |
| Name | Verified Name |
|---|---|
| Address | 302 13TH ST, CRAMERTON, NC 28032-1306 |
| Document Number | 0052991910 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 5299/1910 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 8, 2021 |
| Property Address | 302 13TH ST, CRAMERTON, NC 28032-1306 |
| Document Number | 0051890512 |
| Book / Page | 5189 / 512 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 626 N GRAHAM ST STE 314, 626, CHARLOTTE, NC 28202-1411 |
| Name | Verified Name |
|---|---|
| Address | 302 13TH ST, CRAMERTON, NC 28032-1306 |
| Investor | Possibly a Property Investor |
| Document Number | 5189514 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 5189/514 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 15, 2020 |
| Property Address | 302 13TH ST, CRAMERTON, NC 28032-1306 |
| Document Number | 0051381554 |
| Book / Page | 005138 / 001554 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $164.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 626 N GRAHAM ST #314 CHARLOTTE NC 282021411, 314, CHARLOTTE, NC 28202-1411 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 302 13TH ST, CRAMERTON, NC 28032-1306 |
| Document Number | 0048921517 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 302 13TH ST CRAMERTON NC 280321306, CRAMERTON, NC 28032-1306 |
| Document Number | 0048921517 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 004892/001517 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 29, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 302 13th St was $2,683.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,683.00 | $260,820 Land $24,000 Building $236,820 | |
| 2023 | $2,751.00 | $260,820 Land $24,000 Building $236,820 | |
| 2021 | $94,950 Land $18,000 Building $76,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 13th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 13th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures