Gaston County property record for 298 13th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 966 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (May 2023) |
| Tax Bill | $1,698 (2026) |
| Deeds & Mortgages | May 2023 Sale Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16001A11700 |
| Primary APN | 16001A11700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 966 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 4,792 sqft (0.11 acres) |
| Porch | Porch |
| Porch Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 298 13TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON/CRAMERTON BLK 2 L 12 16 001A 117 00 000 |
| Legal Subdivision | BURLINGTON MILLS |
| Legal Block | 2 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 32202 |
298 13th St is owned and occupied by an individual who bought it in May 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 298 13TH ST, CRAMERTON, NC 28032-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2023 | Warranty Deed, Transfer NOT AVAILABLE, INVESTORS TITLE |
| Dec 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on File |
| Deed Sale | May 30, 2023 · Amount on File |
| Prior Sale | Dec 17, 2020 · Amount on File |
| Deed Book / Page | 5413 / 1481 |
| Prior Transfer Date | Aug 22, 2006 |
| Prior Transfer Doc | 0042490092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 30, 2023 |
| Property Address | 298 13TH ST, CRAMERTON, NC 28032-1304 |
| Document Number | 0054131481 |
| Book / Page | 5413 / 1481 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | May 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 21ST AVE NW, HICKORY, NC 28601-1842 |
| Name | Verified Name |
|---|---|
| Address | 298 13TH ST, CRAMERTON, NC 28032-1304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 17, 2020 |
| Property Address | 298 13TH ST, CRAMERTON, NC 28032-1304 |
| Document Number | 0051831407 |
| Book / Page | 5183 / 1407 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 298 13TH ST, CRAMERTON, NC 28032-1304 |
| Document Number | 0051831409 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 5183/1409 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 14, 2019 |
| Property Address | 298 13TH ST, CRAMERTON, NC 28032-1304 |
| Document Number | 0050411169 |
| Book / Page | 005041 / 001169 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 298 13TH ST CRAMERTON NC 280321304, CRAMERTON, NC 28032-1304 |
| Document Number | 50411171 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 005041/001171 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2049 |
The 2026 property tax bill for 298 13th St was $1,698.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,698.00 | $165,030 (-) Land $24,000 Building $141,030 | |
| 2025 | $1,698.00 | $165,030 Land $24,000 Building $141,030 | |
| 2023 | $1,741.00 | $165,030 Land $24,000 Building $141,030 | |
| 2021 | $85,060 Land $18,000 Building $67,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 298 13th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 298 13th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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