Gaston County property record for 301 13th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,340 sqft · built 1935 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (Oct 2025) |
| Tax Bill | $2,146 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Construction Loan Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16001A17800 |
| Primary APN | 16001A17800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Porch |
| Porch Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 301 13TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON/CRAMERTON BLK 1 L 7 16 001A 178 00 000 |
| Legal Subdivision | CRAMERTON MILLS DIVISION |
| Legal Block | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 32202 |
301 13th St is owned by a company that bought it in October 2025.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 301 13TH ST, CRAMERTON, NC 28032-1305 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 112873 |
| Oct 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage TIAA FSB |
| Nov 16, 2018 | Warranty Deed, Transfer · FHA Mortgage TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on File |
| Deed Sale | Oct 17, 2025 · Amount on File |
| Prior Sale | Nov 16, 2018 · Amount on File |
| Deed Book / Page | 5593 / 241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 17, 2025 |
| Property Address | 301 13TH ST, CRAMERTON, NC 28032-1305 |
| Document Number | 0055930241 |
| Book / Page | 5593 / 241 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Oct 17, 2025 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 20, 2025 |
| Title Company | INTEGRATED TITLE INC, INTEGRATED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 7TH AVE SW, WASECA, MN 56093-2535 |
| Name | Verified Name |
|---|---|
| Address | 301 13TH ST, CRAMERTON, NC 28032-1305 |
| Document Number | 0005593243 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 5593/243 |
| Name | LOAN FUNDER LLC SERIES 112873 |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 301 13TH ST, CRAMERTON, NC 28032-1305 |
| Document Number | 0051620913 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 301 13TH ST CRAMERTON NC 280321305, CRAMERTON, NC 28032-1305 |
| Document Number | 0051620913 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 005162/000913 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 16, 2018 |
| Property Address | 301 13TH ST, CRAMERTON, NC 28032-1305 |
| Document Number | 0050111107 |
| Book / Page | 005011 / 001107 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 13TH ST CRAMERTON NC 280321305, CRAMERTON, NC 28032-1305 |
| Document Number | 50111109 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 005011/001109 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2048 |
The 2026 property tax bill for 301 13th St was $2,146.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,146.00 | $208,610 (-) Land $24,000 Building $184,610 | |
| 2025 | $2,146.00 | $208,610 Land $24,000 Building $184,610 | |
| 2023 | $2,200.00 | $208,610 Land $24,000 Building $184,610 | |
| 2021 | $108,270 Land $18,000 Building $90,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 301 13th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 301 13th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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