Cleveland County property record for 3017 Downing St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,025 sqft · built 1979 |
| Lot Size | 0.384 acres (16,744 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Mar 2014) |
| Tax Bill | $791 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30421 |
| Primary APN | 30421 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,025 sqft Finished Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 16,744 sqft (0.384 acres) |
| Lot Dimensions | 182 ft deep x 92 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 240 sqft |
| Storage Building | 72 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1295447 |
|---|---|
| Street Address | 3017 DOWNING ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-7510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #7BLKIPB12-41CAMDENACMAP1 |
| Legal Subdivision | CAMDEN ACRES |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 951200 |
3017 Downing St is owned and occupied by an individual who bought it in March 2014.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3017 DOWNING ST, SHELBY, NC 28152-7510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2014 · Amount on File |
| Deed Sale | Mar 14, 2014 · Amount on File |
| Deed Document Number | 20142085 |
| Deed Book / Page | 1674 / 722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3017 DOWNING ST, SHELBY, NC 28152-7510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0018630382 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 1863/382 |
| Instrument | 200067338 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2026 property tax bill for 3017 Downing St was $791 with a disabled person's exemption, up 2.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $791.00 (+2.86%) | $154,767 (-) Land $17,710 Building $137,057 | $154,767 (-) Land $17,710 Building $137,057 |
| 2025 | $769.00 Disabled Person's exemption | $154,767 Land $17,710 Building $137,057 | $154,767 Land $17,710 Building $137,057 |
| 2023 | $96,096 Land $15,180 Building $80,916 | $96,096 Land $15,180 Building $80,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3017 Downing St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3017 Downing St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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