Cleveland County property record for 3013 Downing St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,512 sqft · built 1971 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (May 2022) |
| Tax Bill | $2,003 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30419 |
| Primary APN | 30419 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | 188 sqft |
| Storage Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1347832 |
|---|---|
| Street Address | 3013 DOWNING ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-7510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #5 BLK I BRITTAIN VILLAGE PB12-41 |
| Legal Subdivision | BRITTAIN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 951200 |
3013 Downing St is owned and occupied by an individual who bought it in May 2022.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3013 DOWNING ST, SHELBY, NC 28152-7510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| May 6, 2022 | Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Mar 5, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Deed Document Number | 2022200072483 |
| Deed Book / Page | 1872 / 633 |
| Prior Transfer Date | Feb 26, 2021 |
| Prior Transfer Doc | 0018342486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 7, 2026 |
| Property Address | 3013 DOWNING ST, SHELBY, NC 28152-7510 |
| Document Number | 0200128064 |
| Book / Page | 1973 / 2165 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026200128064 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3013 DOWNING ST, SHELBY, NC 28152-7510 |
| Document Number | 0200128064, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 1973/2165 |
| Instrument | 2026200128064 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 6, 2022 |
| Property Address | 3013 DOWNING ST, SHELBY, NC 28152-7510 |
| Document Number | 0018720633 |
| Book / Page | 1872 / 633 |
| Map Reference | MB 11 PG 90 |
| Instrument Date | May 6, 2022 |
| Instrument | 200072483 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | LENNAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 TWIN LAKE DR, 108, SHELBY, NC 28152-0660 |
| Name | Verified Name |
|---|---|
| Address | 3013 DOWNING ST, SHELBY, NC 28152-7510 |
| Document Number | 0001872636 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 1872/636 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3013 DOWNING ST, SHELBY, NC 28152-7510 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018550793 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 1855/793 |
| Instrument | 200063119 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 5, 2021 |
| Property Address | 3013 DOWNING ST, SHELBY, NC 28152-7510 |
| Document Number | 0018342486 |
| Book / Page | 1834 / 2486 |
| Map Reference | MB 12 PG 41 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 200051777 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3013 DOWNING ST, 3013, SHELBY, NC 28152-7510 |
| Name | Verified Name |
|---|---|
| Address | 3013 DOWNING ST, SHELBY, NC 28152-7510 |
The 2026 property tax bill for 3013 Downing St was $2,003, up 2.1% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,003.00 (+2.09%) | $197,284 (-) Land $18,900 Building $178,384 | $197,284 (-) Land $18,900 Building $178,384 |
| 2025 | $1,962.00 | $197,284 Land $18,900 Building $178,384 | $197,284 Land $18,900 Building $178,384 |
| 2023 | $140,536 Land $16,200 Building $124,336 | $140,536 Land $16,200 Building $124,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3013 Downing St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3013 Downing St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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