Cleveland County property record for 3015 Downing St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,188 sqft · built 1971 |
| Lot Size | 0.357 acres (15,573 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,668 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30420 |
| Primary APN | 30420 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,188 sqft Finished Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 15,573 sqft (0.357 acres) |
| Lot Dimensions | 179 ft deep x 87 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 220 sqft |
| Storage Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1282891 |
|---|---|
| Street Address | 3015 DOWNING ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-7510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 3015 DOWNING ST |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 951200 |
3015 Downing St is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3015 DOWNING ST, SHELBY, NC 28152-7510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3015 Downing St was $1,668, up 2.6% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,668.00 (+2.58%) | $163,495 (-) Land $16,443 Building $147,052 | $163,495 (-) Land $16,443 Building $147,052 |
| 2025 | $1,626.00 | $163,495 Land $16,443 Building $147,052 | $163,495 Land $16,443 Building $147,052 |
| 2023 | $93,577 Land $14,094 Building $79,483 | $93,577 Land $14,094 Building $79,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3015 Downing St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3015 Downing St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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