30155 Pine Channel Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30155 Pine Channel Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,016 sqft · built 1987
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jul 2022)
Tax Bill	$5,074 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00246221-001800`

Property Details

APN / Parcel Number

Primary APN	`00246221-001800`
Alternative APNs	`26662900246221001800` `1314315`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,288 sqft
Basement Area	364 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Metal
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	784 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,084 sqft
Deck Area	88 sqft
Patio Area	774 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1314315
Street Address	30155 PINE CHANNEL RD
City	BIG PINE KEY
State	FL
Zip	33043-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 1 LT 18 AND 19 PINE KEY YACHT CLUB ESTATES BIG PINE KEY PB6-98 OR531-183 OR564-68 OR560-871 OR875-747 OR1068-170 OR1068-171 OR1068-172 OR1068-328 OR1109-1632 OR1374-974 OR1455-1774 OR1601-1871 OR2467-1045 OR2563-1311/16 OR2743-965 OR3105-1278 OR31
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	PINE KEY YACHT CLUB ESTATES
Legal Block	1
Legal Lot Number	18,19
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2050
Census Tract	971401

Owner

Source: Monroe County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30155 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · VA Mortgage FIRST HORIZON BANK
Jun 14, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF THE FLORIDA KEY
Nov 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	20222383321
Deed Book / Page	3183 / 2250
Prior Transfer Date	May 6, 2010
Prior Transfer Doc	0024671045
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 12, 2022
Property Address	30155 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3360
Document Number	0031832250
Book / Page	3183 / 2250
Map Reference	MB 6 PG 98
Instrument Date	Jun 28, 2022
Instrument	2383321
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3597 N EHRENBERG RD, 3597, GOLDEN VALLEY, AZ 86413-7915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HC 60 BOX 4006, HAINES, AK 99827-9505

Mortgage

Document Number	0031832252
Date	Jul 12, 2022
Instrument	3183/2252

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jun 14, 2021
Property Address	30155 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3360
Document Number	0031051278
Book / Page	3105 / 1278
Map Reference	MB 6 PG 98
Instrument Date	Jun 14, 2021
Instrument	2325180
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Tax	$555.80
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30155 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3360

Mortgage

Document Number	31051280
Date	Jun 14, 2021
Instrument	3105/1280

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	30155 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3360
Document Number	0028801846
Book / Page	002880 / 001846
Instrument Date	Nov 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30155 PINE CHANNEL RD BIG PINE KEY FL 330433360, BIG PINE KEY, FL 33043-3360

Mortgage

Document Number	0028801846
Date	Nov 28, 2017
Book Page	002880/001846
Instrument	2145146

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	30155 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3360
Document Number	0028521140
Book / Page	002852 / 001140
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30155 PINE CHANNEL RD BIG PINE KEY FL 330433360, BIG PINE KEY, FL 33043-3360

Mortgage

Document Number	0028521140
Date	May 3, 2017
Book Page	002852/001140
Instrument	2121546

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$536,510 (-4.6%) Land $286,110 Building $250,400	$536,510 (-4.6%) Land $286,110 Building $250,400
2024	$5,074.00 (-1.95%)
2023	$5,175.00 (+0.12%) Homeowner's exemption	$562,401 (+1.09%) Land $315,180 Building $247,221	$562,401 (+1.09%) Land $315,180 Building $247,221
2022	$5,169.00	$556,329 Land $289,170 Building $267,159	$556,329 Land $289,170 Building $267,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

30155 Pine Channel Rd, Big Pine Key, FL 33043 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Pine Channel Rd

Nearby Streets

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