3015 Watercrest Loop, New Bern, NC 28562 Property Records

Craven County property record for 3015 Watercrest Loop, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 2019
Lot Size	0.329 acres (14,326 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (May 2025)
Tax Bill	$4,297 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-104-17-008`

Property Details

APN / Parcel Number

Primary APN	`7-104-17-008`
Alternative APNs	`130773` `124152`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,326 sqft (0.329 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	124152
Street Address	3015 WATERCREST LOOP
City	NEW BERN
State	NC
Zip	28562-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 CAROLINA COLOURS-WATERCREST
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	8
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3024
Census Tract	961003

Owner

3015 Watercrest Loop is owned and occupied by two individuals who bought it in May 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3015 WATERCREST LOOP, NEW BERN, NC 28562-8021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 3, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Sep 11, 2020	Warranty Deed, Transfer · VA Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	202510141304
Deed Book / Page	3839 / 472
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 28, 2023
Property Address	3015 WATERCREST LOOP, NEW BERN, NC 28562-8021
Document Number	003762/945
Book / Page	3762 / 945
Map Reference	CAB I SL 121C&121D
Instrument Date	Apr 24, 2023
Instrument	10111880
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 ROBIN DR, NAZARETH, PA 18064-9176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 WATERCREST LOOP, NEW BERN, NC 28562-8021

Mortgage

Document Number	0003762949
Date	Apr 28, 2023
Instrument	3762/949

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3015 WATERCREST LOOP, NEW BERN, NC 28562-8021
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03607/1861
Date	Apr 3, 2020
Book Page	3607/1861
Instrument	10052718

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 11, 2020
Property Address	3015 WATERCREST LOOP, NEW BERN, NC 28562-8021
Document Number	003630/203
Book / Page	3630 / 203
Map Reference	CAB I SL 121C&121D
Instrument Date	Sep 9, 2020
Instrument	10061005
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 WATERCREST LOOP, NEW BERN, NC 28562-8021

Mortgage

Document Number	0003630206
Date	Sep 11, 2020
Instrument	3630/206

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 30, 2018
Property Address	3015 WATERCREST LOOP, NEW BERN, NC 28562-8021
Document Number	03546/1477
Book / Page	3546 / 1477
Instrument Date	Aug 1, 2018
Instrument	000010027124
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3422, NEW BERN, NC 28564-3422

Tax Assessment & Valuation

The 2026 property tax bill for 3015 Watercrest Loop was $4,297, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,297.00 (+3.54%)	$488,600 (-) Land $91,000 Building $397,600	$488,600 (-) Land $91,000 Building $397,600
2025	$4,150.00	$488,600 Land $91,000 Building $397,600	$488,600 Land $91,000 Building $397,600
2023	$4,089.00 (+3.41%)	$488,600 (+30.76%) Land $91,000 Building $397,600	$488,600 Land $91,000 Building $397,600
2022	$3,954.00	$373,670 Land $87,750 Building $285,920
2018			$373,670 Land $87,750 Building $285,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3015 Watercrest Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3015 Watercrest Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watercrest Loop

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