3008 Watercrest Loop, New Bern, NC 28562 Property Records

Craven County property record for 3008 Watercrest Loop, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,025 sqft · built 2023
Lot Size	0.343 acres (14,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Aug 2024)
Tax Bill	$5,092 (2026)
Deeds & Mortgages	Feb 2023 Construction Loan Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-104-17-014`

Property Details

APN / Parcel Number

Primary APN	`7-104-17-014`
Alternative APNs	`140650` `96589` `88794`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,939 sqft (0.343 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	140650
Street Address	3008 WATERCREST LOOP
City	NEW BERN
State	NC
Zip	28562-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 & 14 CAROLINA COLOURS-WATERCREST
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	14
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3024
Census Tract	961003

Owner

Source: Craven County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3008 WATERCREST LOOP, NEW BERN, NC 28562-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Jan 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024 · Amount on Record
Deed Sale	Aug 5, 2024 · Amount on Record
Prior Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	202410129488
Deed Book / Page	3807 / 397
Last Transfer Date	Nov 21, 2025
Transfer Doc	0010149051
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3008 WATERCREST LOOP, NEW BERN, NC 28562-8021
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 CAMELOT DR, NEW BERN, NC 28560-8222

Mortgage

Document Number	003756/104
Date	Feb 28, 2023
Book Page	3756/104
Instrument	10109449

Lender

Name	FIRST BANK
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 5, 2022
Property Address	3008 WATERCREST LOOP, NEW BERN, NC 28562-8021
Document Number	03706/1911
Book / Page	3706 / 1911
Instrument Date	Jan 4, 2022
Instrument	10089602
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 MATRIX DR # 800, 100, CARY, NC 27513-2089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 CAMELOT DR, NEW BERN, NC 28560-8222

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,092.00 (+19.47%)	$580,510 (+15.66%) Land $163,800 Building $416,710	$580,510 (+15.66%) Land $163,800 Building $416,710
2025	$4,262.00 (+569.07%)	$501,930 (+451.57%) Land $91,000 Building $410,930	$501,930 (+451.57%) Land $91,000 Building $410,930
2023	$637.00 (-18.02%)	$91,000 (+22%) Land $91,000	$91,000 (+22%) Land $91,000
2022	$777.00	$74,590 Land $74,590
2018			$74,590 Land $74,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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