3010 Watercrest Loop, New Bern, NC 28562 Property Records

Craven County property record for 3010 Watercrest Loop, New Bern, NC 28562

Property Summary

Property Type	Vacant Land
Lot Size	0.374 acres (16,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Mar 2025)
Tax Bill	$645 (2024)
Deeds & Mortgages	Nov 2025 Transfer Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-104-17-013`

Property Details

APN / Parcel Number

Primary APN	`7-104-17-013`
Alternative APNs	`137681` `109045` `96589`

Exterior

Lot Area	16,303 sqft (0.374 acres)

Location & Zoning

Account Number	137681
Street Address	3010 WATERCREST LOOP
City	NEW BERN
State	NC
Zip	28562-8021
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 13 CAROLINA COLOURS-WATERCREST
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	13
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3024
Census Tract	961003

Owner

Source: Craven County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3008 WATERCREST LOOP, NEW BERN, NC 28562-8021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Intrafamily Transfer, Transfer
Mar 24, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK
Aug 30, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	202510138408
Deed Book / Page	3831 / 372
Last Transfer Date	Nov 21, 2025
Transfer Doc	003860/829
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Nov 21, 2025
Property Address	3010 WATERCREST LOOP, NEW BERN, NC 28562-8021
Document Number	003860/829
Book / Page	3860 / 829
Map Reference	CAB I SLS 121C&121D
Instrument Date	Nov 21, 2025
Instrument	10149051
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3008 WATERCREST LOOP, NEW BERN, NC 28562-8021

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 24, 2025
Property Address	3010 WATERCREST LOOP, NEW BERN, NC 28562-8021
Document Number	003831/372
Book / Page	3831 / 372
Map Reference	CAB 1 SLS 121 C & 12
Instrument Date	Mar 20, 2025
Instrument	10138408
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3008 WATERAEST LOOP, NEW BERN, NC 28562

Mortgage

Document Number	0003831375
Date	Mar 24, 2025
Instrument	3831/375

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	7.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.49%
Max Rate At Change	9.49%
Index	Other
Margin	4
Max Rate	12.4%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 30, 2022
Property Address	3010 WATERCREST LOOP, NEW BERN, NC 28562-8021
Document Number	03739/1219
Book / Page	3739 / 1219
Map Reference	CAB C SL 121C&121D
Instrument Date	Aug 25, 2022
Instrument	10102483
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$158.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 MATRIX DR, CARY, NC 27513-2089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 WATERCREST LOOP, NEW BERN, NC 28562-8021
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,350 (-) Land $77,350	$77,350 (-) Land $77,350
2024	$645.00 (+1.26%)
2023	$637.00 (-26.19%)	$77,350 (-6.67%) Land $77,350	$77,350 (-6.67%) Land $77,350
2022	$863.00	$82,880 Land $82,880
2018			$82,880 Land $82,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watercrest Loop

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