3015 Lemon St, Dubuque, IA 52001 Property Records

Dubuque County property record for 3015 Lemon St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1830
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-278-026`

Property Details

APN / Parcel Number

Primary APN	`10-14-278-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	640 sqft
Upper Floors Area	654 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3015 LEMON ST
City	DUBUQUE
State	IA
Zip	52001-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2 ANDREW RICHARD PLACE
Legal Range	02E
Legal Township	89N
Legal Section	14
Legal Subdivision	EISENHOWER
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1001
Census Tract	1104

Owner

Source: Dubuque County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	194 MONTASEL CT, FUQUAY VARINA, NC 27526-3315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 24, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 9, 2018	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018
Deed Sale	Nov 9, 2018
Deed Document Number	201813286
Prior Transfer Date	Jun 16, 2018
Prior Transfer Doc	0000013286
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jun 16, 2026
Property Address	3015 LEMON ST, DUBUQUE, IA 52001-1811
Document Number	0000006529
Instrument Date	Jun 8, 2026
Instrument	20266529
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 LEMON ST, DUBUQUE, IA 52001-1811

Mortgage

Document Number	0000006529,
Date	Jun 16, 2026
Instrument	20266529

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3015 LEMON ST, DUBUQUE, IA 52001-1811
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 LEMON ST, DUBUQUE, IA 52001-1811

Mortgage

Document Number	0000004791
Date	May 24, 2023
Instrument	2023-00004791

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 9, 2018
Property Address	3015 LEMON ST, DUBUQUE, IA 52001-1811
Document Number	0000013286
Instrument Date	Jun 16, 2018
Instrument	13286
Transaction Type	Foreclosure
Record Updated	Dec 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 ALTHAUSER AVE DUBUQUE IA 520012007, DUBUQUE, IA 52001-2007

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,194.00	$164,500 (+7.8%) Land $30,500 Building $134,000	$164,500 (+7.8%) Land $30,500 Building $134,000
2024	$2,194.00 (-5.1%)
2023		$152,600 (+13.84%) Land $28,900 Building $123,700	$152,600 (+13.84%) Land $28,900 Building $123,700
2022	$2,312.00	$134,050 Land $22,490 Building $111,560
2021			$134,050 Land $22,490 Building $111,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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