3049 Lemon St, Dubuque, IA 52001 Property Records

Dubuque County property record for 3049 Lemon St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,607 sqft · built 1919
Lot Size	0.11 acres (4,800 sqft)
Owner	Owner Name on Record
Last Sale	$82,000 (Oct 2012)
Tax Bill	$1,864 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-14-278-003`

Property Details

APN / Parcel Number

Primary APN	`10-14-278-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,607 sqft Living Area
1st Floor Area	688 sqft
Upper Floors Area	688 sqft
Basement Area	718 sqft
Game Room	Game Room

Exterior

Year Built	Built 1919
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Enclosed Porch
Porch Area	255 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3049 LEMON ST
City	DUBUQUE
State	IA
Zip	52001-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 8 FAIRMOUNT PARK
Legal Subdivision	EISENHOWER
Legal Lot Number	8
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1001
Census Tract	1104

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3049 LEMON ST, DUBUQUE, IA 52001-1919
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CREDIT UNION
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2012 · Amount on Record
Deed Sale	Oct 2, 2012 · Amount on Record
Deed Document Number	0001217736
Deed Book / Page	12 / 17736
Last Transfer Date	Oct 3, 2012
Transfer Doc	0000017736
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jul 27, 2026
Property Address	3049 LEMON ST, DUBUQUE, IA 52001-1919
Document Number	0000008187
Instrument Date	Jul 17, 2026
Instrument	20268187
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 LEMON ST, DUBUQUE, IA 52001-1919

Mortgage

Document Number	0000008187,
Date	Jul 27, 2026
Instrument	20268187

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3049 LEMON ST, DUBUQUE, IA 52001-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007524
Date	Jun 22, 2017
Instrument	2017-00007524

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,300 (+7.43%) Land $20,100 Building $130,200	$150,300 (+7.43%) Land $20,100 Building $130,200
2024	$1,864.00 (-1.79%)
2023		$139,900 (+17.67%) Land $19,100 Building $120,800	$139,900 (+17.67%) Land $19,100 Building $120,800
2022	$1,898.00 Homeowner's exemption	$118,890 Land $14,840 Building $104,050
2021			$118,890 Land $14,840 Building $104,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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