3040 Lemon St, Dubuque, IA 52001 Property Records

Dubuque County property record for 3040 Lemon St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1927
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on File
Last Sale	$92,500 (Jul 2008)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-232-012`

Property Details

APN / Parcel Number

Primary APN	`10-14-232-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	784 sqft
Attic	Attic
Attic Area	274 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3040 LEMON ST
City	DUBUQUE
State	IA
Zip	52001-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 37 G R WEST'S DUBUQUE
Legal Range	02E
Legal Township	89N
Legal Section	14
Legal Subdivision	EISENHOWER
Legal Lot Number	37
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1000
Census Tract	1104

Owner

3040 Lemon St is owned by a company that acquired it in January 2026 and is owner-occupied.

Source: Dubuque County records, as of January 22, 2026

Owner of Record	Company Name on File
Mailing Address	3040 LEMON ST, DUBUQUE, IA 52001-1918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Jan 14, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2008 · Amount on File
Deed Sale	Jul 31, 2008 · Amount on File
Deed Document Number	200810988
Last Transfer Date	Jan 14, 2026
Transfer Doc	0000000451
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3040 LEMON ST, DUBUQUE, IA 52001-1918
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003955
Date	Mar 28, 2022
Instrument	2022-00003955

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 14, 2026
Property Address	3040 LEMON ST, DUBUQUE, IA 52001-1918
Document Number	0000000451
Instrument Date	Jan 14, 2026
Instrument	2026-00000451
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 LEMON ST, DUBUQUE, IA 52001-1918

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3040 LEMON ST, DUBUQUE, IA 52001-1918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004873
Date	Apr 22, 2020
Instrument	2020-00004873

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 22, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 3040 Lemon St was $1,756 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,756.00 Homeowner's exemption	$149,800 Land $30,200 Building $119,600	$149,800 Land $30,200 Building $119,600
2024	$1,756.00
2023		$132,300 (+22.22%) Land $28,600 Building $103,700	$132,300 Land $28,600 Building $103,700
2022	$1,714.00 Homeowner's exemption	$108,250 Land $22,260 Building $85,990
2021			$108,250 Land $22,260 Building $85,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3040 Lemon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3040 Lemon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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