3013 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3013 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,022 (Aug 2023)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2022 Mortgage + 1 more
APN	`03-8.0-27-002-001-117.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-117.000`

Interior

Building Area	1,104 sqft Base Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 79 ft wide

Location & Zoning

Street Address	3013 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:122 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	122
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1002
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3013 DOVER ST, SAINT JOSEPH, MO 64506-1165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 7, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	20236387
Deed Book / Page	3789 / 849
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 21, 2023
Property Address	3013 DOVER ST, SAINT JOSEPH, MO 64506-1165
Document Number	003789/849
Book / Page	3789 / 849
Instrument Date	Aug 21, 2023
Instrument	2023006387
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3013 DOVER ST, SAINT JOSEPH, MO 64506-1165

Mortgage

Document Number	2023006388
Date	Aug 21, 2023
Instrument	2023006388

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3013 DOVER ST, SAINT JOSEPH, MO 64506-1165
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3013 DOVER ST, SAINT JOSEPH, MO 64506-1165

Mortgage

Document Number	003773/429
Date	Mar 2, 2022
Book Page	3773/429
Instrument	2022002003

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 7, 2019
Property Address	3013 DOVER ST, SAINT JOSEPH, MO 64506-1165
Document Number	003725/246
Book / Page	3725 / 246
Instrument Date	Feb 7, 2019
Instrument	2019000884
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3013 DOVER ST, SAINT JOSEPH, MO 64506-1165

Mortgage

Document Number	003725/248
Date	Feb 7, 2019
Book Page	3725/248
Instrument	2019000885

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,284.00	$17,890 (+5.48%) Land $3,340 Building $14,550	$94,170 (+5.48%) Land $17,580 Building $76,590
2024	$1,284.00 (+15.05%)
2023	$1,116.00 (-0.62%)	$16,960 (-) Land $3,340 Building $13,620	$89,280 (-) Land $17,580 Building $71,700
2022	$1,123.00	$16,960 Land $3,340 Building $13,620
2021			$89,280 Land $17,580 Building $71,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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