3018 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3018 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,132 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$341,876 (Nov 2025)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Dec 2005 Second Mortgage Nov 2025 Mortgage + 1 more
APN	`03-8.0-27-002-001-144.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-144.000`

Interior

Building Area	1,132 sqft Base Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	149 ft deep x 77.7 ft wide

Location & Zoning

Street Address	3018 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:154 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	154
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

3018 Dover St is owned and occupied by two individuals who bought it in November 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3018 DOVER ST, SAINT JOSEPH, MO 64506-1133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	20259407
Deed Book / Page	3813 / 327
Record Updated	Sep 20, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3018 DOVER ST, SAINT JOSEPH, MO 64506-1133
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02855/0826
Date	Dec 2, 2005
Book Page	2855/0826
Instrument	2005018908

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2025

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 10, 2025
Property Address	3018 DOVER ST, SAINT JOSEPH, MO 64506-1133
Document Number	003813/327
Book / Page	3813 / 327
Instrument Date	Nov 3, 2025
Instrument	2025009407
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 DOVER ST, SAINT JOSEPH, MO 64506-1133

Mortgage

Document Number	2025009408
Date	Nov 10, 2025
Instrument	2025009408

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 28, 2021
Property Address	3018 DOVER ST, SAINT JOSEPH, MO 64506-1133
Document Number	003762/920
Book / Page	3762 / 920
Instrument Date	May 28, 2021
Instrument	2021005583
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 51ST AVE, GREELEY, CO 80634-1949

Mortgage

Document Number	2021005584
Date	May 28, 2021
Instrument	2021005584

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3018 Dover St was $1,465, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (+0.07%)	$20,410 Land $3,690 Building $16,720	$107,410 Land $19,430 Building $87,980
2024	$1,464.00 (+15%)
2023	$1,273.00 (-0.62%)	$19,350 (-) Land $3,690 Building $15,660	$101,830 Land $19,430 Building $82,400
2022	$1,281.00	$19,350 Land $3,690 Building $15,660
2021			$101,830 Land $19,430 Building $82,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3018 Dover St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3018 Dover St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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