3002 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3002 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,208 (May 2022)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2017 Mortgage
APN	`03-8.0-27-002-001-148.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-148.000`

Interior

Building Area	1,300 sqft Base Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	149 ft deep x 77.7 ft wide

Location & Zoning

Street Address	3002 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:158 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	158
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3002 DOVER ST, SAINT JOSEPH, MO 64506-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 24, 2017	Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	20224428
Deed Book / Page	3775 / 832
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 6, 2022
Property Address	3002 DOVER ST, SAINT JOSEPH, MO 64506-1133
Document Number	003775/832
Book / Page	3775 / 832
Instrument Date	May 3, 2022
Instrument	2022004428
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 DOVER ST, SAINT JOSEPH, MO 64506-1133

Mortgage

Document Number	2022004429
Date	May 6, 2022
Instrument	2022004429

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 24, 2017
Property Address	3002 DOVER ST, SAINT JOSEPH, MO 64506-1133
Document Number	2017010630
Instrument Date	Oct 23, 2017
Instrument	2017010630
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 DOVER ST, SAINT JOSEPH, MO 64506-1133

Mortgage

Document Number	2017010631
Date	Oct 24, 2017
Instrument	2017010631

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (+0.06%)	$23,120 (+5.81%) Land $3,690 Building $19,430	$121,680 (+5.78%) Land $19,430 Building $102,250
2024	$1,656.00 (+15.4%)
2023	$1,435.00 (-0.62%)	$21,850 (-) Land $3,690 Building $18,160	$115,030 (-) Land $19,430 Building $95,600
2022	$1,444.00	$21,850 Land $3,690 Building $18,160
2021			$115,030 Land $19,430 Building $95,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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