3013 Cotters Cir, Richardson, TX 75082 Property Records

Collin County property record for 3013 Cotters Cir, Richardson, TX 75082

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,900 sqft · built 2003
Owner	2 Owner Names on File
Tax Bill	$10,358 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-4145-00C-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-4145-00C-0040-1`
Alternative APN	`2083680`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,900 sqft Living Area
Gross Area	4,387 sqft
2nd Floor Area	1,574 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2083680
Street Address	3013 COTTERS CIR
City	RICHARDSON
State	TX
Zip	75082-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ESTATES OF BRECKINRIDGE CREEK (CRC), BLK C, LOT 4
Legal Subdivision	ESTATES OF BRECKINRIDGE CREEK (CRC)
Legal Block	C
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1002
Census Tract	32019

Owner

Source: Collin County assessment roll, APN R-4145-00C-0040-1, as of August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3013 COTTERS CIR, RICHARDSON, TX 75082-3764
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2013
Deed Sale	Apr 18, 2013
Prior Sale	Jul 17, 2007
Deed Document Number	20130418000525070
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3013 COTTERS CIR, RICHARDSON, TX 75082-3764
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	TAGO TITLE, TIAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000555210
Date	Mar 19, 2021
Instrument	20210319000555210

Lender

Name	WINTEX GROUP LLC
Type	Non-Lending Institution
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Collin County assessment roll as of August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Richardson City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$729,085 (-4.27%) Land $190,000 Building $539,085	$729,085 (-4.27%) Land $190,000 Building $539,085
2024	$10,358.00 (+0.88%)
2023		$761,578 Land $190,000 Building $571,578	$761,578 Land $190,000 Building $571,578
2022	$10,268.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), as of October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850320191, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 405 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0570015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF RICHARDSON serves 122,615 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.