Collin County property record for 3009 Cotters Cir, Richardson, TX 75082
| Property Type | Single Family Home |
|---|---|
| Details | 4,374 sqft · built 2002 |
| Owner | 2 Owner Names on File |
| Tax Bill | $12,696 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-4145-00C-0050-1 |
| Primary APN | R-4145-00C-0050-1 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,374 sqft Living Area |
| Gross Area | 5,103 sqft |
| 2nd Floor Area | 1,741 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 500 sqft |
| Porch | Covered Porch |
| Porch Area | 239 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2083681 |
|---|---|
| Street Address | 3009 COTTERS CIR |
| City | RICHARDSON |
| State | TX |
| Zip | 75082-3764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | ESTATES OF BRECKINRIDGE CREEK (CRC), BLK C, LOT 5 |
| Legal Subdivision | ESTATES OF BRECKINRIDGE CREEK (CRC) |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 32019 |
The current owner of 3009 Cotters Cir acquired it in January 2003.
Source: Collin County records, as of October 23, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3009 COTTERS CIR, RICHARDSON, TX 75082-3764 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage NOT AVAILABLE |
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2003 |
| Deed Sale | Jan 2, 2003 |
| Deed Document Number | 2003-0000116 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3009 COTTERS CIR, RICHARDSON, TX 75082-3764 |
| Document Number | 0001143080 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3009 COTTERS CIR RICHARDSON TX 750823764, RICHARDSON, TX 75082-3764 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3009 COTTERS CIR, RICHARDSON, TX 75082-3764 |
| Document Number | 0001143070 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3009 COTTERS CIR RICHARDSON TX 750823764, RICHARDSON, TX 75082-3764 |
| Document Number | 0001143070 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 1143070 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3009 COTTERS CIR, RICHARDSON, TX 75082-3764 |
| Document Number | 0000444900 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3009 COTTERS CIR RICHARDSON TX 750823764, RICHARDSON, TX 75082-3764 |
| Document Number | 0000444900 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 444900 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Richardson City |
| Unified School District | Plano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $863,332 Land $230,000 Building $633,332 | $863,332 Land $230,000 Building $633,332 | |
| 2024 | $12,696.00 | ||
| 2023 | $899,371 Land $230,000 Building $669,371 | $899,371 Land $230,000 Building $669,371 | |
| 2022 | $12,475.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3009 Cotters Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3009 Cotters Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, T-Mobile.
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