3004 Cotters Cir, Richardson, TX 75082 Property Records

Collin County property record for 3004 Cotters Cir, Richardson, TX 75082

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,815 sqft · built 2002
Owner	2 Individual Names on File
Tax Bill	$13,476 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-4145-00C-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-4145-00C-0090-1`
Alternative APN	`2083685`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,815 sqft Living Area
Gross Area	5,522 sqft
2nd Floor Area	2,160 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	707 sqft
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Porch	Covered Porch
Porch Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2083685
Street Address	3004 COTTERS CIR
City	RICHARDSON
State	TX
Zip	75082-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ESTATES OF BRECKINRIDGE CREEK (CRC), BLK C, LOT 9
Legal Subdivision	ESTATES OF BRECKINRIDGE CREEK (CRC)
Legal Block	C
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1002
Census Tract	32019

Owner

3004 Cotters Cir is owned and occupied by two individuals who acquired it in June 2008.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3004 COTTERS CIR, RICHARDSON, TX 75082-3764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Oct 3, 2017	Vendor's Lien, Transfer FRONTIER BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2008
Deed Sale	Jun 11, 2008
Prior Sale	Dec 13, 2002
Deed Document Number	20080611000704280
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3004 COTTERS CIR, RICHARDSON, TX 75082-3764
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001916800
Date	Sep 20, 2021
Instrument	20210920001916800

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3004 COTTERS CIR, RICHARDSON, TX 75082-3764
Document Number	0001110990
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3004 COTTERS CIR RICHARDSON TX 750823764, RICHARDSON, TX 75082-3764

Mortgage

Document Number	0001110990
Date	Sep 10, 2019
Instrument	1110990

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Oct 3, 2017
Property Address	3004 COTTERS CIR, RICHARDSON, TX 75082-3764
Document Number	0201714312
Instrument Date	Sep 28, 2017
Instrument	201714312
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	NOT AVAILABLE, ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 COTTERS CIR, RICHARDSON, TX 75082-3764
Investor	Possibly a Property Investor

Mortgage

Document Number	0201714313
Date	Oct 3, 2017
Instrument	201714313

Lender

Name	FRONTIER BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	59 Months
Due	Sep 28, 2022

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Richardson City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$905,375 Land $230,000 Building $675,375	$905,375 Land $230,000 Building $675,375
2024	$13,476.00
2023		$943,258 Land $230,000 Building $713,258	$943,258 Land $230,000 Building $713,258
2022	$13,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3004 Cotters Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3004 Cotters Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications, T-Mobile.

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