3012 Cedar Point Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 3012 Cedar Point Dr, Shelby, NC 28150

Property Summary

Property TypeResidential Vacant Land
Lot Size0.984 acres (42,900 sqft)
Owner2 Individual Names on Record
Last Sale$458,000 (Mar 2026)
Tax Bill$63 (2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Oct 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN41715

Property Details

APN / Parcel Number

Primary APN41715
Alternative APN
  • 1254296

Exterior

Lot Area42,900 sqft (0.984 acres)
Lot Dimensions390 ft deep x 110 ft wide

Location & Zoning

Account Number1254296
Street Address3012 CEDAR POINT DR
CitySHELBY
StateNC
Zip28150-8116
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeAA1
Legal Description#39 HARMON OAKS SD
Legal SubdivisionHARMON OAKS
Legal Block1
Legal Lot Number39
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group4
Census Block4003
Census Tract950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3012 CEDAR POINT DR, SHELBY, NC 28150-8116
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Warranty Deed, Subdivision Related Transfer · FHA Mortgage
BANK OF THE OZARKS
Oct 9, 2025Correction Deed
Oct 10, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2026 · Amount on Record
Deed SaleMar 27, 2026 · Amount on Record
Prior SaleOct 10, 2025 · Amount on Record
Deed Document Number2026200126259
Deed Book / Page1970 / 868
Prior Transfer DateDec 1, 2008
Prior Transfer Doc0015661821
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateMar 27, 2026
Property Address3012 CEDAR POINT DR, SHELBY, NC 28150-8116
Document Number0019700868
Book / Page1970 / 868
Map ReferenceMB 17 PG 28
Instrument DateMar 25, 2026
Instrument200126259
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$916.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 AUTUMN WOODS DR, KINGS MOUNTAIN, NC 28086-9167

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200126260
DateMar 27, 2026
Instrument200126260
Lender
NameBANK OF THE OZARKS
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

October 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionCLEVELAND NC
Recording DateOct 9, 2025
Property Address3012 CEDAR POINT DR, SHELBY, NC 28150-8116
Document Number0019580157
Book / Page1958 / 157
Map ReferenceMB 17 PG 114
Instrument DateOct 9, 2025
Instrument200119817
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address45 COBURG RD APT 333, 333, CHARLESTON, SC 29407-7366

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ISLAND VIEW DR, WACO, NC 28169

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateOct 10, 2025
Property Address3012 CEDAR POINT DR, SHELBY, NC 28150-8116
Document Number0019580162
Book / Page1958 / 162
Map ReferenceMB 17 PG 28
Instrument DateOct 9, 2025
Instrument200119818
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 76, WACO, NC 28169-0076

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 AUTUMN WOODS DR, KINGS MOUNTAIN, NC 28086-9167

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63.00$9,982 (-) Land $9,982$9,982 (-) Land $9,982
2025$63.00$9,982 (+24.99%) Land $9,982$9,982 (+24.99%) Land $9,982
2023$7,986 Land $7,986$7,986 Land $7,986

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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