3002 Cedar Point Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 3002 Cedar Point Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,354 sqft · built 1989
Lot Size	0.538 acres (23,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Feb 2015)
Tax Bill	$3,327 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41710`

Property Details

APN / Parcel Number

Primary APN	`41710`
Alternative APN	`1306927`

Interior

Stories	1 Story
Building Area	2,354 sqft Finished Area
Upper Floors Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	23,473 sqft (0.538 acres)
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	460 sqft
Storage Building	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1306927
Street Address	3002 CEDAR POINT DR
City	SHELBY
State	NC
Zip	28150-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#34 HARMON OAKS SD
Legal Subdivision	HARMON OAKS
Legal Block	1
Legal Lot Number	34
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4003
Census Tract	950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3002 CEDAR POINT DR, SHELBY, NC 28150-8116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2015 · Amount on Record
Deed Sale	Feb 27, 2015 · Amount on Record
Deed Document Number	20151742
Deed Book / Page	1693 / 1
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Sep 4, 2026
Property Address	3002 CEDAR POINT DR, SHELBY, NC 28150-8116
Document Number	0200133255
Book / Page	1983 / 2220
Instrument Date	Aug 25, 2026
Instrument	2026200133255
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 CEDAR POINT DR, SHELBY, NC 28150-8116

Mortgage

Document Number	0200133255,
Date	Sep 4, 2026
Book Page	1983/2220
Instrument	2026200133255

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 13, 2066

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3002 CEDAR POINT DR, SHELBY, NC 28150-8116
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018460001
Date	Jul 12, 2021
Book Page	1846/1
Instrument	200057964

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,327.00 (+1.93%)	$514,038 (-) Land $126,000 Building $388,038	$514,038 (-) Land $126,000 Building $388,038
2025	$3,264.00	$514,038 (+34.94%) Land $126,000 Building $388,038	$514,038 (+34.94%) Land $126,000 Building $388,038
2023		$380,929 Land $141,550 Building $239,379	$380,929 Land $141,550 Building $239,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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