Cleveland County property record for 3016 Cedar Point Dr, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,288 sqft · built 2001 |
| Lot Size | 0.785 acres (34,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jul 2018) |
| Tax Bill | $2,814 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41717 |
| Primary APN | 41717 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,288 sqft Finished Area |
| Basement Area | 1,017 sqft |
| Finished Basement | 536 sqft |
| Unfinished Basement | 481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 34,210 sqft (0.785 acres) |
| Lot Dimensions | 311 ft deep x 110 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1320853 |
|---|---|
| Street Address | 3016 CEDAR POINT DR |
| City | SHELBY |
| State | NC |
| Zip | 28150-8116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #41 PB17-28 HARMON OAKS SD |
| Legal Subdivision | HARMON OAKS |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 950301 |
3016 Cedar Point Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3016 CEDAR POINT DR, SHELBY, NC 28150-8116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Sep 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Sep 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Jul 27, 2018 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on File |
| Deed Sale | Jul 27, 2018 · Amount on File |
| Deed Document Number | 2018200016248 |
| Deed Book / Page | 1772 / 1802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3016 CEDAR POINT DR, SHELBY, NC 28150-8116 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018900833 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 1890/833 |
| Instrument | 200082609 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | SHELBY, NC 28151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3016 CEDAR POINT DR, SHELBY, NC 28150-8116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3016 CEDAR POINT DR, SHELBY, NC 28150-8116 |
| Document Number | 0018220546 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 1822/546 |
| Instrument | 200044520 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Sep 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3016 CEDAR POINT DR, SHELBY, NC 28150-8116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018551915 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 1855/1915 |
| Instrument | 200063309 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3016 CEDAR POINT DR, SHELBY, NC 28150-8116 |
| Document Number | 0017981730 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 3016 CEDAR POINT DR SHELBY NC 281508116, SHELBY, NC 28150-8116 |
| Document Number | 0017981730 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 001798/001730 |
| Instrument | 30519 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 27, 2018 |
| Property Address | 3016 CEDAR POINT DR, SHELBY, NC 28150-8116 |
| Document Number | 0017721802 |
| Book / Page | 1772 / 1802 |
| Map Reference | MB 17 PG 28 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 200016248 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 909 WYKE RD, 909, SHELBY, NC 28150-3552 |
| Name | Verified Name |
|---|---|
| Address | 3016 CEDAR POINT DR, SHELBY, NC 28150-8116 |
| Document Number | 0200016249 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 200016249 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 3016 Cedar Point Dr was $2,814, up 2.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,814.00 (+2.4%) | $432,793 (-) Land $19,305 Building $413,488 | $432,793 (-) Land $19,305 Building $413,488 |
| 2025 | $2,748.00 | $432,793 Land $19,305 Building $413,488 | $432,793 Land $19,305 Building $413,488 |
| 2023 | $291,239 Land $15,444 Building $275,795 | $291,239 Land $15,444 Building $275,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3016 Cedar Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3016 Cedar Point Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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