3006 Watercrest Loop, New Bern, NC 28562 Property Records

Craven County property record for 3006 Watercrest Loop, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,400 sqft · built 2023
Lot Size	0.351 acres (15,306 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Oct 2021)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-104-17-015`

Property Details

APN / Parcel Number

Primary APN	`7-104-17-015`
Alternative APN	`96057`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,306 sqft (0.351 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	96057
Street Address	3006 WATERCREST LOOP
City	NEW BERN
State	NC
Zip	28562-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 CAROLINA COLOURS-WATERCREST
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	15
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3024
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3006 WATERCREST LOOP, NEW BERN, NC 28562-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	0003697931
Deed Book / Page	3697 / 931
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3006 WATERCREST LOOP, NEW BERN, NC 28562-8021
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 CINNAMON RUN, NEW BERN, NC 28562-8451

Mortgage

Document Number	003768/702
Date	Jun 29, 2023
Book Page	3768/702
Instrument	10114256

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 29, 2021
Property Address	3006 WATERCREST LOOP, NEW BERN, NC 28562-8021
Document Number	003697/931
Book / Page	3697 / 931
Map Reference	CAB I SL 121C&121D
Instrument Date	Oct 28, 2021
Instrument	10085967
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 MATRIX DR # 800, 800, CARY, NC 27513-2089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 CINNAMON RUN, NEW BERN, NC 28562-8451

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,606.00 (+533.74%)	$423,370 (+421.07%) Land $81,250 Building $342,120	$423,370 (+421.07%) Land $81,250 Building $342,120
2023	$569.00 (-20.86%)	$81,250 (+17.65%) Land $81,250	$81,250 (+17.65%) Land $81,250
2022	$719.00	$69,060 Land $69,060
2018			$69,060 Land $69,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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