Hamilton County property record for 301 Windmere Dr, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,020 sqft · built 1960 |
| Lot Size | 0.542 acres (23,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Feb 2022) |
| Tax Bill | $1,422 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I H 006 |
| Primary APN | 147I H 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,632 sqft (0.542 acres) |
| Lot Dimensions | 137 ft deep x 172 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079614 |
|---|---|
| Street Address | 301 WINDMERE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 118 & PT LT 119 SHEPHERD HILLS ADDN NO 6 PB12 PG25 |
| Legal Subdivision | SHEPHERD HILLS ADDN |
| Legal Block | 12 |
| Legal Lot Number | 118 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 3300 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 301 WINDMERE DR, CHATTANOOGA, TN 37411-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Feb 24, 2022 | Warranty Deed, Transfer · Line of Credit MORTGAGE INVESTORES GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on Record |
| Deed Sale | Feb 24, 2022 · Amount on Record |
| Deed Document Number | 2022022400233 |
| Deed Book / Page | 12858 / 280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 301 WINDMERE DR, CHATTANOOGA, TN 37411-1826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | FIRST CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Address | 301 WINDMERE DR, CHATTANOOGA, TN 37411-1826 |
| Document Number | 0000000205 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 14186/531 |
| Instrument | 2026020500205 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 24, 2022 |
| Property Address | 301 WINDMERE DR, CHATTANOOGA, TN 37411-1826 |
| Document Number | 0000000233 |
| Book / Page | 12858 / 280 |
| Map Reference | MB 12 PG 25 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022022400233 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 WINDMERE DR, CHATTANOOGA, TN 37411-1826 |
| Document Number | 0012858282 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 12858/282 |
| Name | MORTGAGE INVESTORES GROUP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Ridgeside City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,422.00 (-18.93%) | $93,825 (+19.67%) | $375,300 (+19.67%) Land $75,000 Building $300,300 |
| 2024 | $1,754.00 (-53.38%) | $78,400 (-) | $313,600 (-) Land $56,300 Building $257,300 |
| 2023 | $3,762.00 | $78,400 (-) | $313,600 (-) Land $56,300 Building $257,300 |
| 2022 | $3,762.00 | $78,400 | $313,600 Land $56,300 Building $257,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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