Hamilton County property record for 204 Windmere Dr, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,008 sqft · built 1940 |
| Lot Size | 0.302 acres (13,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (May 2025) |
| Tax Bill | $1,179 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I F 013 |
| Primary APN | 147I F 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,008 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,143 sqft (0.302 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079561 |
|---|---|
| Street Address | 204 WINDMERE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LTS 111 & 112 SHEPHERD HILLS ADDN PB12 PG25 |
| Legal Subdivision | SHEPHERD HILLS ADDN |
| Legal Lot Number | 111,112 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6011 |
| Census Tract | 3300 |
Source: Hamilton County records, as of January 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 204 WINDMERE DR, CHATTANOOGA, TN 37411-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Jul 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Oct 28, 2013 · Amount on Record |
| Deed Document Number | 2025228 |
| Deed Book / Page | 13937 / 831 |
| Prior Transfer Date | Nov 10, 2021 |
| Prior Transfer Doc | 0000000131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 204 WINDMERE DR, CHATTANOOGA, TN 37411-1823 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000027 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 12720/202 |
| Instrument | 2021110400027 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 204 WINDMERE DR, CHATTANOOGA, TN 37411-1823 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 204 WINDMERE DR, CHATTANOOGA, TN 37411-1823 |
| Document Number | 0000000207 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 13289/729 |
| Instrument | 2023051500207 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 30, 2025 |
| Property Address | 204 WINDMERE DR, CHATTANOOGA, TN 37411-1823 |
| Document Number | 0000000228 |
| Book / Page | 13937 / 831 |
| Map Reference | MB 12 PG 25 |
| Instrument Date | May 29, 2025 |
| Instrument | 2025053000228 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | SCENIC CITY TITLE, SCENIC CITY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,497.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 WINDMERE DR, CHATTANOOGA, TN 37411-1823 |
| Document Number | 0013937835 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 13937/835 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 7, 2022 |
| Property Address | 204 WINDMERE DR, CHATTANOOGA, TN 37411-1823 |
| Document Number | 0000000131 |
| Book / Page | 13017 / 877 |
| Map Reference | MB 12 PG 25 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2022070700131 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 WINDMERE DR, CHATTANOOGA, TN 37411-1823 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Ridgeside City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,179.00 (-35.96%) | $77,800 (-5.47%) | $311,200 (-5.47%) Land $62,500 Building $248,700 |
| 2024 | $1,841.00 (-53.37%) | $82,300 (-) | $329,200 (-) Land $51,800 Building $277,400 |
| 2023 | $3,948.00 | $82,300 (-) | $329,200 (-) Land $51,800 Building $277,400 |
| 2022 | $3,948.00 | $82,300 | $329,200 Land $51,800 Building $277,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures