209 Windmere Dr, Chattanooga, TN 37411 Property Records

Hamilton County property record for 209 Windmere Dr, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,432 sqft · built 1950
Lot Size	0.345 acres (15,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2017)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Oct 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`147I F 006`

Property Details

APN / Parcel Number

Primary APN	`147I F 006`
Alternative APN	`0000079554`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,432 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,050 sqft (0.345 acres)
Lot Dimensions	215 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000079554
Street Address	209 WINDMERE DR
City	CHATTANOOGA
State	TN
Zip	37411-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 110 SHEPHERD HILLS ADDN NO 6 PB12 PG25
Legal Subdivision	SHEPHERD HILLS ADDN
Legal Lot Number	110
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	6
Census Block	6008
Census Tract	3300

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 WINDMERE DR, CHATTANOOGA, TN 37411-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit PINNACLE BK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional with PMI PINNACLE BK
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK
Oct 27, 2017	Grant Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC
Oct 27, 2017	Quit Claim Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	2017102700198
Deed Book / Page	11189 / 412
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	209 WINDMERE DR, CHATTANOOGA, TN 37411-1824
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000046
Date	Aug 30, 2024
Book Page	13692/369
Instrument	2024083000046

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	209 WINDMERE DR, CHATTANOOGA, TN 37411-1824
Document Number	1027000289
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WINDMERE DR CHATTANOOGA TN 374111824, CHATTANOOGA, TN 37411-1824

Mortgage

Document Number	1027000289
Date	Oct 27, 2020
Book Page	012207/000260
Instrument	201027000289

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 26, 2040

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	209 WINDMERE DR, CHATTANOOGA, TN 37411-1824
Document Number	0731000336
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 WINDMERE DR CHATTANOOGA TN 374111824, CHATTANOOGA, TN 37411-1824

Mortgage

Document Number	0731000336
Date	Jul 31, 2020
Book Page	012096/000881
Instrument	200731000336

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	209 WINDMERE DR, CHATTANOOGA, TN 37411-1824
Document Number	0000000069
Book / Page	011262 / 000855
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	209 WINDMERE DR CHATTANOOGA TN 374111824, CHATTANOOGA, TN 37411-1824

Mortgage

Document Number	0000000069
Date	Feb 2, 2018
Book Page	011262/000855
Instrument	69

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 27, 2017
Property Address	209 WINDMERE DR, CHATTANOOGA, TN 37411-1824
Document Number	0000000198
Book / Page	011189 / 000412
Instrument Date	Oct 25, 2017
Instrument	198
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$536.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 GILLESPIE TER CHATTANOOGA TN 374113721, CHATTANOOGA, TN 37411-3721

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 27, 2017
Property Address	209 WINDMERE DR, CHATTANOOGA, TN 37411-1824
Document Number	0000000199
Book / Page	011189 / 000415
Instrument Date	Oct 24, 2017
Instrument	199
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	113 GILLESPIE TER CHATTANOOGA TN 374113721, CHATTANOOGA, TN 37411-3721

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Ridgeside City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00 (-4.87%)	$101,750 (+40.39%)	$407,000 (+40.39%) Land $50,000 Building $357,000
2024	$1,621.00 (-53.39%)	$72,475 (-)	$289,900 (-) Land $45,000 Building $244,900
2023	$3,478.00	$72,475 (-)	$289,900 (-) Land $45,000 Building $244,900
2022	$3,478.00	$72,475	$289,900 Land $45,000 Building $244,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

209 Windmere Dr, Chattanooga, TN 37411 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Windmere Dr

Nearby Streets

Search Property Records by Address or Parcel Number