301 State St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 301 State St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,888 sqft · built 2005
Lot Size0.125 acres (5,454 sqft)
Owner2 Individual Names on Record
Last Sale$1,885,000 (Sep 2025)
Tax Bill$16,559 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-90219409

Property Details

APN / Parcel Number

Primary APN06-000-90219409
Alternative APN
  • 00090219409

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,888 sqft Living Area
1st Floor Area1,698 sqft
Basement Area849 sqft
Finished Basement849 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,454 sqft (0.125 acres)
PorchOpen Porch
Porch Area150 sqft
Patio Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00090219409
Street Address301 STATE ST
CityANNAPOLIS
StateMD
Zip21403-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 SPA CREEK OVERLOOK
Legal SubdivisionSPA CREEK OVERLOOK
Legal Block2
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2001
Census Tract706302

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 STATE ST, ANNAPOLIS, MD 21403-2421
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2025 · Amount on Record
Deed SaleSep 23, 2025 · Amount on Record
Prior SaleNov 10, 2005 · Amount on Record
Deed Book / Page41670 / 198
Record UpdatedOct 29, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 23, 2025
Property Address301 STATE ST, ANNAPOLIS, MD 21403-2421
Document Number0416700198
Book / Page41670 / 198
Map ReferenceMB 256 PG 12 PL13338
Instrument DateAug 28, 2025
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 STATE ST, ANNAPOLIS, MD 21403-2421

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address301 STATE ST, ANNAPOLIS, MD 21403-2421
InvestorPossibly a Property Investor

Mortgage

Document Number0041670207
DateSep 23, 2025
Instrument41670/207
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

Mortgage

Document Number0416700226
DateSep 23, 2025
Book Page41670/226
Lender
NameMICHAEL EVANS
TypePrivate Party
Address2780 DUVALL RD, WOODBINE, MD 21797
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 1, 2030

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,255,800 (+8.67%) Land $473,700 Building $782,100$1,255,800 (-) Land $473,700 Building $782,100
2025$16,559.00 (+20.73%)$1,155,600 (+20.98%)$1,255,800 (+31.47%) Land $473,700 Building $782,100
2023$13,716.00$955,200 Land $473,700 Building $481,500$955,200 Land $473,700 Building $481,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies54 units insured
incl. 37 condo units
Nearby Flood Claims5 (1979–2003)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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