Anne Arundel County property record for 299 State St, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,291 sqft · built 2006 |
| Lot Size | 0.222 acres (9,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Feb 2018) |
| Tax Bill | $17,074 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-03630200 |
| Primary APN | 06-000-03630200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,291 sqft Living Area |
| 1st Floor Area | 1,677 sqft |
| Basement Area | 1,069 sqft |
| Finished Basement | 1,069 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,686 sqft (0.222 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00003630200 |
|---|---|
| Street Address | 299 STATE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 SPA CREEK OVERLOOK |
| Legal Subdivision | SPA CREEK OVERLOOK |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 706302 |
299 State St is owned and occupied by two individuals who bought it in February 2018.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 299 STATE ST, ANNAPOLIS, MD 21403-2460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Line of Credit SEVERN SAVINGS BANK FSB |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Feb 5, 2018 | Deed, Transfer · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on File |
| Deed Sale | Feb 5, 2018 · Amount on File |
| Prior Sale | Feb 5, 2018 · Amount on File |
| Deed Book / Page | 31814 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 299 STATE ST, ANNAPOLIS, MD 21403-2460 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 299 STATE ST, ANNAPOLIS, MD 21403-2460 |
| Document Number | 0354220121 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 35422/121 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 299 STATE ST, ANNAPOLIS, MD 21403-2460 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0348730262 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 34873/262 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 5, 2018 |
| Property Address | 299 STATE ST, ANNAPOLIS, MD 21403-2460 |
| Document Number | 0318140347 |
| Book / Page | 31814 / 347 |
| Map Reference | LB256 FO12 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 299 STATE ST, ANNAPOLIS, MD 21403-2460 |
| Document Number | 0031814353 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 31814/353 |
| Name | 1ST PREFERENCE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 299 State St was $17,074 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,445,900 Land $522,300 Building $923,600 | $1,445,900 Land $522,300 Building $923,600 | |
| 2025 | $17,074.00 | ||
| 2023 | $14,979.00 Homeowner's exemption | $1,055,000 Land $522,300 Building $532,700 | $1,055,000 Land $522,300 Building $532,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 299 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 units insured incl. 37 condo units |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 299 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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