Anne Arundel County property record for 305 State St, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,495 sqft · built 1950 |
| Lot Size | 0.122 acres (5,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Apr 2006) |
| Tax Bill | $8,554 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-05363400 |
| Primary APN | 06-000-05363400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 5,302 sqft (0.122 acres) |
| Deck Area | 292 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00005363400 |
|---|---|
| Street Address | 305 STATE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT A 305 STATE STREET |
| Legal Block | 2 |
| Legal Lot Number | A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 706302 |
Source: Anne Arundel County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 STATE ST, ANNAPOLIS, MD 21403-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2006 · Amount on Record |
| Deed Sale | Apr 10, 2006 · Amount on Record |
| Prior Sale | Oct 28, 2005 · Amount on Record |
| Deed Document Number | 20064359 |
| Deed Book / Page | 17683 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 305 STATE ST, ANNAPOLIS, MD 21403-2421 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0395980035 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 39598/35 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 305 STATE ST, ANNAPOLIS, MD 21403-2421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 305 STATE ST, ANNAPOLIS, MD 21403-2421 |
| Document Number | 0389450345 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 38945/345 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 305 STATE ST, ANNAPOLIS, MD 21403-2421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0389150037 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 38915/37 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694,300 (+6.98%) Land $437,100 Building $257,200 | $694,300 (-) Land $437,100 Building $257,200 | |
| 2025 | $8,554.00 (+11.37%) Homeowner's exemption | $649,000 (+16.22%) | $694,300 (+24.34%) Land $437,100 Building $257,200 |
| 2023 | $7,681.00 Homeowner's exemption | $558,400 Land $437,800 Building $120,600 | $558,400 Land $437,800 Building $120,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 units insured incl. 37 condo units |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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