301 Smith St, Petal, MS 39465 Property Records

Forrest County property record for 301 Smith St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,783 sqft · built 1953
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$133,000 (Apr 2023)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-030B-01-305.00`

Property Details

APN / Parcel Number

Primary APN	`3-030B-01-305.00`
Alternative APNs	`161A-2530-005-447.00` `030968` `30968`

Interior

Full Baths	3 Baths
Building Area	1,783 sqft Living Area
1st Floor Area	1,783 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30968
Street Address	301 SMITH ST
City	PETAL
State	MS
Zip	39465-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 5 MAGNOLIA PARK S/D PREV #P63500402
Legal Range	13W
Legal Township	04N
Legal Section	01
Legal Subdivision	MAGNOLIA PARK
Legal Block	5
Legal Lot Number	2
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

Source: Forrest County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14264 OLD WOOLMARKET RD, BILOXI, MS 39532-9221
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage KEESLER FCU
Oct 29, 2018	Deed of Trust, Mortgage REGIONS BANK
Apr 12, 2023	Warranty Deed, Transfer RUCKETT LAND TITLE INC, LUCKETT LAND TITLE
Oct 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	2023849911
Deed Book / Page	1419 / 162
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	301 SMITH ST, PETAL, MS 39465-2749
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002475/665
Date	Apr 12, 2023
Book Page	2475/665
Instrument	849912

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2028

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	301 SMITH ST, PETAL, MS 39465-2749
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002202/283
Date	Oct 29, 2018
Book Page	2202/283
Instrument	783224

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Apr 12, 2023
Property Address	301 SMITH ST, PETAL, MS 39465-2749
Document Number	001419/162
Book / Page	1419 / 162
Map Reference	PB 8 PG 17
Instrument Date	Apr 12, 2023
Instrument	849911
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1004, PETAL, MS 39465-1004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14264 OLD WOOLMARKET RD, BILOXI, MS 39532-9221

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Oct 29, 2018
Property Address	301 SMITH ST, PETAL, MS 39465-2749
Document Number	0001294/97
Book / Page	1294 / 97
Map Reference	BK 8 PG 17
Instrument Date	Oct 25, 2018
Instrument	783223
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 VININGS DR, MADISON, MS 39110-6535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 SMITH ST, PETAL, MS 39465-2749

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00 (+150.05%)	$13,016 (-81.91%)	$86,770 (+20.58%) Land $7,130 Building $79,640
2023	$919.00 Homeowner's exemption	$71,960 (+9%)	$71,960 (-) Land $7,130 Building $64,830
2022		$7,196	$71,960 Land $7,130 Building $64,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	40 (1979–2016)
Claims Outside the SFHA	3 of 40
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 4 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, T-Mobile.

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