213 Smith St, Petal, MS 39465 Property Records

Forrest County property record for 213 Smith St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,609 sqft · built 1955
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$163,631 (Jul 2023)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2023 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`3-030B-01-301.00`

Property Details

APN / Parcel Number

Primary APN	`3-030B-01-301.00`
Alternative APNs	`161A-2530-004-453.00` `030959` `30959`

Interior

Full Baths	3 Baths
Building Area	1,609 sqft Living Area
1st Floor Area	1,609 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30959
Street Address	213 SMITH ST
City	PETAL
State	MS
Zip	39465-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 4 MAGNOLIA PARK S/D B470 P422 5/79 B537 P228 4/84 PREV #P63500305
Legal Range	13W
Legal Township	04N
Legal Section	01
Legal Subdivision	MAGNOLIA PARK
Legal Block	4
Legal Lot Number	4
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	3
Census Block	3020
Census Tract	10400

Owner

213 Smith St is owned and occupied by two individuals who bought it in July 2023.

Source: Forrest County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 SMITH ST, PETAL, MS 39465-2764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage GRAND BANK FOR SAVINGS FSB
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST BANK
Feb 6, 2017	Deed of Trust, Mortgage WHITNEY BANK
Jan 28, 2019	Deed of Trust, Mortgage FIRST BANK
Nov 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage PRIORITYONE BANK
Jul 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORP
Jul 14, 2023	Warranty Deed, Transfer RUCKETT LAND TITLE INC, LUCKETT LAND TITLE
Nov 2, 2022	Warranty Deed, Transfer
Sep 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Nov 2, 2022 · Amount on File
Deed Document Number	2023852943
Deed Book / Page	1425 / 375
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002305/688
Date	Sep 4, 2020
Book Page	2305/688
Instrument	810149

Lender

Name	GRAND BANK FOR SAVINGS FSB
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002488/426
Date	Jul 14, 2023
Book Page	2488/426
Instrument	852944

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002106/527
Date	Feb 6, 2017
Book Page	2106/527
Instrument	000758258

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002214/135
Date	Jan 28, 2019
Book Page	2214/135
Instrument	786185

Lender

Name	FIRST BANK
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Amount	Amount on Record
Term	239 Months
Due	Dec 6, 2038

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002455/390
Date	Nov 2, 2022
Book Page	2455/390
Instrument	844462

Lender

Name	PRIORITYONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 2, 2023

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002488/438
Date	Jul 14, 2023
Book Page	2488/438
Instrument	852945

Lender

Name	MISSISSIPPI HOME CORP
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2033

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Jul 14, 2023
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Document Number	001425/375
Book / Page	1425 / 375
Instrument Date	Jul 14, 2023
Instrument	852943
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 HIGHLANDER, HATTIESBURG, MS 39402-7773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	213 SMITH ST, PETAL, MS 39465-2764

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Nov 2, 2022
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Document Number	0001408/40
Book / Page	1408 / 40
Instrument Date	Nov 2, 2022
Instrument	844461
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 SMITH ST, PETAL, MS 39465-2764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HIGHLANDER, HATTIESBURG, MS 39402-7773

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Sep 4, 2020
Property Address	213 SMITH ST, PETAL, MS 39465-2764
Document Number	0001347/73
Book / Page	1347 / 73
Instrument Date	Sep 3, 2020
Instrument	810148
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 OAKLAWN DR, PETAL, MS 39465-3719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	213 SMITH ST, PETAL, MS 39465-2764

Tax Assessment & Valuation

The 2025 property tax bill for 213 Smith St was $1,175 with a homeowner's exemption.

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 Homeowner's exemption	$8,356	$83,560 Land $7,130 Building $76,430
2023	$1,481.00	$58,820 (+566.59%)	$58,820 (-) Land $7,130 Building $51,690
2022		$8,824	$58,820 Land $7,130 Building $51,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 213 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	40 (1979–2016)
Claims Outside the SFHA	3 of 40
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 4 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Smith St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, T-Mobile.

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