304 Smith St, Petal, MS 39465 Property Records

Forrest County property record for 304 Smith St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,391 sqft · built 1962
Lot Size	0.356 acres (15,514 sqft)
Owner	Individual Name on Record
Last Sale	$135,176 (Dec 2020)
Tax Bill	$809 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-030B-01-225.00`

Property Details

APN / Parcel Number

Primary APN	`3-030B-01-225.00`
Alternative APNs	`161A-2640-002-355.00` `031191` `31191`

Interior

Full Baths	3 Baths
Building Area	1,391 sqft Living Area
1st Floor Area	1,391 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,514 sqft (0.356 acres)

Exterior Amenities

Pool Area	216 sqft
Deck Area	Deck Area
Patio Area	132 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31191
Street Address	304 SMITH ST
City	PETAL
State	MS
Zip	39465-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & N 33FT OF LOT 13 BLK 2 OAKPARK S/D B450 P510 1/78 PREV #P63760115 B637 P670 8/16/90 81790 637670 DB 731 PG 538 B820
Legal Range	13W
Legal Township	04N
Legal Section	01
Legal Subdivision	OAK PARK SUBDIVISION
Legal Block	2
Legal Lot Number	12-13
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	3
Census Block	3015
Census Tract	10400

Owner

Source: Forrest County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 SMITH ST, PETAL, MS 39465-2750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Feb 6, 2020	Deed of Trust, Mortgage MICHAEL LANCE MYRICK
Dec 3, 2020	Warranty Deed, Transfer
Jan 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Jan 29, 2020
Deed Document Number	2020813849
Deed Book / Page	1353 / 545
Prior Transfer Date	Feb 4, 2009
Prior Transfer Doc	1055000218
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	304 SMITH ST, PETAL, MS 39465-2750
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002324/15
Date	Dec 3, 2020
Book Page	2324/15
Instrument	813850

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	304 SMITH ST, PETAL, MS 39465-2750
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2268/116
Date	Feb 6, 2020
Book Page	2268/116
Instrument	801053

Lender

Name	MICHAEL LANCE MYRICK
Type	Private Party
Address	15 CORAL CIR, HATTIESBURG, MS 39402

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Jan 24, 2021

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Dec 3, 2020
Property Address	304 SMITH ST, PETAL, MS 39465-2750
Document Number	1353/545
Book / Page	1353 / 545
Instrument Date	Nov 24, 2020
Instrument	813849
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 CHAPPELL HILL RD, 110, PETAL, MS 39465-3016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SMITH ST, PETAL, MS 39465-2750

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Jan 29, 2020
Property Address	304 SMITH ST, PETAL, MS 39465-2750
Document Number	1330/667
Book / Page	1330 / 667
Instrument Date	Jan 25, 2020
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 CARNABY ST, 25, PETAL, MS 39465-4438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CHAPPELL HILL RD, PETAL, MS 39465-3016

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+27.2%) Homeowner's exemption	$5,944 (-88.13%)	$59,440 (+18.74%) Land $10,560 Building $48,880
2023	$636.00 Homeowner's exemption	$50,060 (+9%)	$50,060 (-) Land $10,560 Building $39,500
2022		$5,006	$50,060 Land $10,560 Building $39,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	40 (1979–2016)
Claims Outside the SFHA	3 of 40
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 4 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, T-Mobile.

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