301 Pinnacle Inn Rd, #4214, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 301 Pinnacle Inn Rd, #4214, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 825 sqft · built 1984
Owner2 Individual Names on Record
Last Sale$60,000 (Jul 2019)
Tax Bill$1,659 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN71754

Property Details

APN / Parcel Number

Primary APN71754
Alternative APN
  • 18590639437304214

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area825 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Deck Area36 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number71754
Street Address301 PINNACLE INN RD # 4214, 4214
CityBEECH MOUNTAIN
StateNC
Zip28604-7478
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBM PINNACLE INN 04 4214 PLAT 20-111
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1313 CENTURY PARK AVE, KERNERSVILLE, NC 27284-3350
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF TENNESSEE
Aug 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 26, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleJun 10, 2005 · Amount on Record
Deed Document Number0005330710
Deed Book / Page000533 / 000710
Last Transfer DateAug 19, 2019
Transfer Doc0005340144
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address301 PINNACLE INN RD # 4214, 4214, BEECH MOUNTAIN, NC 28604-7478
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001468
DateMar 7, 2022
Book Page574/1027
Instrument2022001468
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 4, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateAug 19, 2019
Property Address301 PINNACLE INN RD # 4214, 4214, BEECH MOUNTAIN, NC 28604-7478
Document Number0005340144
Book / Page000534 / 000144
Instrument DateAug 6, 2019
Instrument3532
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1313 CENTURY PARK AVE KERNERSVILLE NC 272843350, KERNERSVILLE, NC 27284-3350

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJul 26, 2019
Property Address301 PINNACLE INN RD # 4214, 4214, BEECH MOUNTAIN, NC 28604-7478
Document Number0005330710
Book / Page000533 / 000710
Instrument DateJul 22, 2019
Instrument3110
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1313 CENTURY PARK AVE KERNERSVILLE NC 272843350, KERNERSVILLE, NC 27284-3350

Mortgage

Document Number5330713
DateJul 26, 2019
Book Page000533/000713
Instrument3111
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2049
Interest
Rate TypeAdjustable Rate
Rate5.35%

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,659.00 (+162.5%)$158,000 (-) Building $158,000$158,000 (-) Building $158,000
2023$632.00 (-5.53%)$158,000 (-) Building $158,000$158,000 (-) Building $158,000
2022$669.00$158,000 Building $158,000$158,000 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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