301 Pinnacle Inn Rd, #4206, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 301 Pinnacle Inn Rd, #4206, Beech Mountain, NC 28604

Property Summary

Property TypeOther
Details1 ba · 400 sqft · built 1984
Lot Size2.47 acres (107,840 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Jun 2024)
Tax Bill$844 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1859-06-39-4373-04206

Property Details

APN / Parcel Number

Primary APN1859-06-39-4373-04206
Alternative APNs
  • 81664
  • 72264

Interior

Full Baths1 Bath
Units543 Units
Stories1 Story
Building Area400 sqft Gross Area
1st Floor Area400 sqft
Basement Area49 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2014
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area107,840 sqft (2.47 acres)
Deck Area49 sqft
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number81664
Street Address301 PINNACLE INN RD, 4206
CityBEECH MOUNTAIN
StateNC
Zip28604-7478
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeNULL
Legal DescriptionBM PINNACLE INN 04 4206 0020 0111
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

Source: Avery County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 PINNACLE INN RD, 4206, BEECH MOUNTAIN, NC 28604-7478
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Nov 14, 2023Warranty Deed, Transfer
Nov 1, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2024 · Amount on Record
Deed SaleJun 10, 2024 · Amount on Record
Prior SaleNov 1, 2019 · Amount on Record
Deed Document Number20242435
Deed Book / Page600 / 204
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address301 PINNACLE INN RD # 4206, 4206, BEECH MOUNTAIN, NC 28604-7478
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 PINNACLE INN RD 4206, 4206, BEECH MOUNTAIN, NC 28604-7478

Mortgage

Document Number0000000680
DateFeb 18, 2026
Book Page617/1629
Instrument2026000680
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressPO BOX 25279, RALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2031
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change7%
Index5-Year CMT
Max Rate11%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 14, 2023
Property Address301 PINNACLE INN RD # 4206, 4206, BEECH MOUNTAIN, NC 28604-7478
Document Number0000005184
Book / Page594 / 1041
Map ReferenceMB 5 PG 6
Instrument DateNov 8, 2023
Instrument2023005184
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

AmountAmount Recorded
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 WINGED ELM WAY, REIDSVILLE, NC 27320-9656

Transferred To (Grantee/Buyer)

NameVerified Name
Address4022 SHIPYARD BLVD # 2ND, WILMINGTON, NC 28403-6190

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 1, 2019
Property Address301 PINNACLE INN RD # 4206, 4206, BEECH MOUNTAIN, NC 28604-7478
Document Number0005370798
Book / Page000537 / 000798
Instrument DateOct 25, 2019
Instrument5209
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$98.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address120 ANORA DR APEX NC 27502, APEX, NC 27502

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$844.00 (+162.93%)$80,400 (-) Building $80,400$80,400 (-) Building $80,400
2024$321.00
2023$321.00$80,400 Building $80,400$80,400 Building $80,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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