301 Pinnacle Inn Rd, #4304, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 301 Pinnacle Inn Rd, #4304, Beech Mountain, NC 28604

Property Summary

Property TypeOther
Details1 ba · 400 sqft · built 1984
Lot Size2.47 acres (107,840 sqft)
OwnerCompany Name on Record
Last Sale$118,500 (Jul 2025)
Tax Bill$855 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jan 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1859-06-39-4373-04304

Property Details

APN / Parcel Number

Primary APN1859-06-39-4373-04304
Alternative APNs
  • 83467
  • 72600
  • 79300

Interior

Full Baths1 Bath
Units543 Units
Stories1 Story
Building Area400 sqft Gross Area
1st Floor Area400 sqft
Basement Area66 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area107,840 sqft (2.47 acres)
Deck Area66 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number83467
Street Address4304 PINNACLE INN RD
CityBANNER ELK
StateNC
Zip28604
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeNULL
Legal DescriptionBM PINNACLE INN 04 4304 PLAT 20-111
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

Source: Avery County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1874 GULF TO BAY BLVD, CLEARWATER, FL 33765-3418
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE
Jan 9, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 10, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2025 · Amount on Record
Deed SaleJul 28, 2025 · Amount on Record
Prior SaleFeb 15, 2023 · Amount on Record
Deed Document Number20252938
Deed Book / Page610 / 2322
Record UpdatedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateFeb 15, 2023
Property Address301 PINNACLE INN RD # 4304, 4304, BEECH MOUNTAIN, NC 28604-7478
Document Number0000000604
Book / Page585 / 2459
Map ReferenceMB 5 PG 6
Instrument DateFeb 10, 2023
Instrument2023000604
Transaction TypeTransfer
Record UpdatedMar 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$286.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 MAHOGANY RUN, FARMINGTON, MO 63640-7785

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 SAGE OAK LN, HOLLY SPRINGS, NC 27540-5407

Mortgage

Document Number0005852462
DateFeb 15, 2023
Instrument585/2462
Lender
NameBANK OF TENNESSEE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 10, 2053
Interest
Rate TypeAdjustable Rate
Rate7.28%
Type Change DateFeb 1, 2030
Change FrequencyAnnually
Min Rate At Change7.28%
Max Rate At Change9.28%
IndexOther
Margin3
Max Rate12.2%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJan 9, 2020
Property Address301 PINNACLE INN RD # 4304, 4304, BEECH MOUNTAIN, NC 28604-7478
Document Number0005391111
Book / Page000539 / 001111
Instrument DateJan 8, 2020
Instrument137
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$90.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8 MAHOGANY RUN FARMINGTON MO 636407785, FARMINGTON, MO 63640-7785

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateOct 10, 2018
Property Address301 PINNACLE INN RD # 4304, 4304, BEECH MOUNTAIN, NC 28604-7478
Document Number0005250574
Book / Page000525 / 000574
Instrument DateOct 10, 2018
Instrument5355
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$75.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 OLD POST RD ERWIN NC 283392743, ERWIN, NC 28339-2743

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$855.00 (+162.27%)$84,300 (+3.44%) Building $84,300$84,300 (+3.44%) Building $84,300
2023$326.00$81,500 Building $81,500$81,500 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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