301 Lorberta Ln, Waterford, MI 48328 Property Records

Oakland County property record for 301 Lorberta Ln, Waterford, MI 48328 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 899 sqft · built 1959
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$177,900 (Jan 2020)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-276-018`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-276-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	899 sqft Living Area
1st Floor Area	899 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	162 ft deep x 75 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	301 LORBERTA LN
City	WATERFORD
State	MI
Zip	48328-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 2 LOT 166
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 2
Legal Lot Number	166
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3005
Census Tract	144701

Owner

Source: Oakland County records · APN W-13-26-276-018

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 LORBERTA LN, WATERFORD, MI 48328-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 23, 2020	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Mar 22, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jun 28, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	202017790
Deed Book / Page	53753 / 20
Prior Transfer Date	Jul 07, 2003
Prior Transfer Doc	0305640539
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	301 LORBERTA LN, WATERFORD, MI 48328-2528
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 LORBERTA LN, WATERFORD, MI 48328-2528

Mortgage

Document Number	0000196300
Date	Aug 10, 2021
Book Page	56680/795
Instrument	196300

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Feb 01, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 23, 2020
Property Address	301 LORBERTA LN, WATERFORD, MI 48328-2528
Document Number	0000017790
Book / Page	053753 / 000020
Instrument Date	Jan 16, 2020
Instrument	17790
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5435 SARVIS AVE WATERFORD MI 483273066, WATERFORD, MI 48327-3066

Mortgage

Document Number	17791
Date	Jan 23, 2020
Book Page	053753/000022
Instrument	17791

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 22, 2018
Property Address	301 LORBERTA LN, WATERFORD, MI 48328-2528
Document Number	0000043748
Book / Page	51654 / 00136
Map Reference	LB 78 PG 14
Instrument Date	Mar 16, 2018
Instrument	43748
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12500 E 13 MILE RD, 12500, WARREN, MI 48093-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 CHESTNUT HILL DR, AUBURN HILLS, MI 48326-3668

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 28, 2017
Property Address	301 LORBERTA LN, WATERFORD, MI 48328-2528
Document Number	0000123883
Book / Page	050812 / 000201
Instrument Date	Jun 06, 2017
Instrument	123883
Transaction Type	Foreclosure
Record Updated	Aug 04, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$723.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12500 E 13TH WARREN MI 48093, WARREN, MI 48093

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (-40.48%) Homeowner's exemption	$96,810 (+18.32%)	$193,620 (+18.32%)
2024	$3,142.00 (+10.59%)
2023		$81,820	$163,640
2021	$2,841.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251447013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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