291 Lorberta Ln, Waterford, MI 48328 Property Records

Oakland County property record for 291 Lorberta Ln, Waterford, MI 48328 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 863 sqft · built 1959
Lot Size	0.279 acres (12,153 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Jul 2025)
Tax Bill	$897 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-276-019`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-276-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	863 sqft Living Area
1st Floor Area	863 sqft
Basement Area	846 sqft
Unfinished Basement	846 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	12,153 sqft (0.279 acres)
Lot Dimensions	162 ft deep x 75 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	124 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	291 LORBERTA LN
City	WATERFORD
State	MI
Zip	48328-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 2 LOT 167
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 2
Legal Lot Number	167
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3005
Census Tract	144701

Owner

Source: Oakland County records · APN W-13-26-276-019

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	291 LORBERTA LN, WATERFORD, MI 48328-2509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 07, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 02, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Deed Document Number	202584120
Deed Book / Page	60353 / 517
Last Transfer Date	Apr 21, 2026
Transfer Doc	20260062099
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	291 LORBERTA LN, WATERFORD, MI 48328-2509
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 LORBERTA LN, WATERFORD, MI 48328-2509

Mortgage

Document Number	0000167985
Date	Jul 02, 2021
Book Page	56500/110
Instrument	167985

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 07, 2026
Property Address	291 LORBERTA LN, WATERFORD, MI 48328-2509
Document Number	20260062099
Book / Page	61175 / 182
Instrument Date	Apr 21, 2026
Instrument	202662099
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	291 LORBERTA LN, WATERFORD, MI 48328-2509
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062100,
Date	May 07, 2026
Instrument	202662100

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	291 LORBERTA LN, WATERFORD, MI 48328-2509
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108756
Date	Jun 02, 2017
Book Page	50730/00685
Instrument	108756

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	May 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$897.00 (-41.26%) Homeowner's exemption	$93,720 (+20.68%)	$187,440 (+20.68%)
2024	$1,527.00 (+17.01%)
2023		$77,660	$155,320
2021	$1,305.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251447013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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