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321 Lorberta Ln, Waterford, MI 48328 Property Records

Oakland County property record for 321 Lorberta Ln, Waterford, MI 48328 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,080 sqft · built 1958
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$133,400 (Apr 1999)
Tax Bill$970 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNW-13-26-276-016

Property Details

APN / Parcel Number

Primary APNW-13-26-276-016

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions162 ft deep x 75 ft wide
Garage Area502 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area16 sqft
Deck Area32 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address321 LORBERTA LN
CityWATERFORD
StateMI
Zip48328-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT3N, R9E, SEC 26 LORRAINE MANOR NO 2 LOT 164
Legal Range09E
Legal Township03N
Legal Section26
Legal SubdivisionLORRAINE MANOR NO 2
Legal Lot Number164
JurisdictionOAKLAND MI
Township / Civil DivisionWATERFORD
Census Block Group3
Census Block3005
Census Tract144701

Owner

Source: Oakland County records · APN W-13-26-276-016

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 LORBERTA LN, WATERFORD, MI 48328-2528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2018Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 26, 2018Deed of Trust, Mortgage · VA Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 1999 · Amount on Record
Deed SaleApr 13, 1999 · Amount on Record
Prior SaleJan 21, 1997 · Amount on Record
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address321 LORBERTA LN, WATERFORD, MI 48328-2528
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 LORBERTA LN, WATERFORD, MI 48328-2528

Mortgage

Document Number0000096504
DateJun 07, 2018
Book Page51884/00334
Instrument096504
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 17, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address321 LORBERTA LN, WATERFORD, MI 48328-2528
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045174
DateMar 26, 2018
Book Page51661/00445
Instrument45174
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWaterford Charter Township
Unified School DistrictWaterford School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$970.00 (-41.14%) Homeowner's exemption$100,510 (+18.08%)$201,020 (+18.08%)
2024$1,648.00 (+17.05%)
2023$85,120$170,240
2021$1,408.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251447013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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