301 Gulf Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 301 Gulf Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	7 bd · 7.5 ba · 5,786 sqft · built 2010
Lot Size	0.283 acres (12,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,950,000 (Oct 2011)
Tax Bill	$53,090 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`24-4232-003-0220`

Property Details

APN / Parcel Number

Primary APN	`24-4232-003-0220`

Interior

Bedrooms	7 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,786 sqft Living Area
Gross Area	7,181 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,347 sqft (0.283 acres)
Lot Dimensions	122 ft deep x 101 ft wide
Garage Area	364 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	36 sqft
Porch	Porch
Porch Area	426 sqft
Patio Area	600 sqft

Location & Zoning

Street Address	301 GULF RD
City	KEY BISCAYNE
State	FL
Zip	33149-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	HOLIDAY COLONYPB 50-87 LOT 1 BLK 3 LOT SIZE101.210 X 122 OR 18969-4441 01 2000 4 COC 22037-2891 01 2004 5
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	HOLIDAY COLONY
Legal Block	3
Legal Lot Number	1
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1001
Census Tract	4607

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 GULF RD, KEY BISCAYNE, FL 33149-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 1, 2019	Loan Modification, Mortgage · Conventional Mortgage BAC FL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2011 · Amount on Record
Deed Sale	Oct 19, 2011 · Amount on Record
Prior Sale	Mar 17, 2009 · Amount on Record
Deed Document Number	2011701273
Deed Book / Page	27863 / 2307
Prior Transfer Date	Nov 18, 2008
Prior Transfer Doc	0000946638
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	301 GULF RD, KEY BISCAYNE, FL 33149-1605
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 GULF RD, KEY BISCAYNE, FL 33149-1605

Mortgage

Document Number	0000823674
Date	Nov 3, 2021
Book Page	32828/433
Instrument	2021R0823674

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Dec 10, 2047

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	301 GULF RD, KEY BISCAYNE, FL 33149-1605
Document Number	0000655064
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 GULF RD KEY BISCAYNE FL 331491605, KEY BISCAYNE, FL 33149-1605

Mortgage

Document Number	0000655064
Date	Oct 21, 2019
Book Page	031653/004738
Instrument	655064

Lender

Name	BAC FL BK
Type	Bank
Address	CORAL GABLES, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53,090.00 (+3.66%) Homeowner's exemption	$3,344,946 (+5.99%)	$5,259,066 (+12.29%) Land $3,457,160 Building $1,801,906
2023	$51,216.00 (+4.08%) Homeowner's exemption	$3,155,998 (+3%)	$4,683,621 (+15.82%) Land $2,839,810 Building $1,843,811
2022	$49,210.00 Homeowner's exemption	$3,064,076	$4,044,010 Land $2,179,246 Building $1,864,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,524 units insured incl. 1,383 condo units
Nearby Flood Claims	220 (1979–2022)
Claims Outside the SFHA	1 of 220
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 60 claims Hurricane Katrina, Aug 2005 · 25 claims Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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