Miami-Dade County property record for 346 Gulf Rd, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,285 sqft · built 1953 |
| Lot Size | 0.277 acres (12,057 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Apr 1995) |
| Tax Bill | $20,033 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-003-0140 |
| Primary APN | 24-4232-003-0140 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,285 sqft Living Area |
| 1st Floor Area | 3,285 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 12,057 sqft (0.277 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Street Address | 346 GULF RD |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 32-54-42 HOLIDAY COLONY PB 50-87 LOT 7 BLK 2 LOT SIZE 100.480 X 120 OR 16738-4669 0395 1 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | HOLIDAY COLONY |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4607 |
Source: Miami-Dade County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 GULF RD, KEY BISCAYNE, FL 33149-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 1995 · Amount on Record |
| Deed Sale | Apr 5, 1995 · Amount on Record |
| Prior Sale | Feb 4, 1994 · Amount on Record |
| Deed Book / Page | 16738 / 4669 |
| Transfer Doc | 1623004550 |
| Record Updated | Sep 20, 2026 |
Source: Miami-Dade County assessment roll, as of July 21, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,033.00 (+3.79%) Homeowner's exemption | $1,221,983 (+5.99%) | $3,841,186 (+19.52%) Land $3,375,960 Building $465,226 |
| 2023 | $19,301.00 (+5.5%) Homeowner's exemption | $1,152,957 (+3%) | $3,213,955 (+24.96%) Land $2,773,110 Building $440,845 |
| 2022 | $18,294.00 Homeowner's exemption | $1,119,376 | $2,572,038 Land $2,128,060 Building $443,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,524 units insured incl. 1,383 condo units |
| Nearby Flood Claims | 220 (1979–2022) |
| Claims Outside the SFHA | 1 of 220 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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