365 Gulf Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 365 Gulf Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,960 sqft · built 2005
Lot Size	0.276 acres (12,014 sqft)
Owner	Company Name on Record
Last Sale	$3,500,000 (Feb 2021)
Tax Bill	$69,095 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2024 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`24-4232-003-0300`

Property Details

APN / Parcel Number

Primary APN	`24-4232-003-0300`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,960 sqft Living Area
Gross Area	7,190 sqft
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	12,014 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Pool Type	Pool with Hot Tub/Spa
Pool Area	36 sqft
Patio Area	500 sqft

Location & Zoning

Street Address	365 GULF RD
City	KEY BISCAYNE
State	FL
Zip	33149-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	HOLIDAY COLONYPB 50-87 LOT 9 BLK 3 LOT SIZE100.120 X 120 OR 19302-1349 09 2000 4 COC 23952-2289 11 2005 5
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	HOLIDAY COLONY
Legal Block	3
Legal Lot Number	9
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1001
Census Tract	4607

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6285 SUNSET DR, SOUTH MIAMI, FL 33143-4804
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 29, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Feb 16, 2013 · Amount on Record
Deed Document Number	202198998
Deed Book / Page	32339 / 143
Transfer Doc	1930001349
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605

Mortgage

Document Number	0000239721
Date	Mar 29, 2024
Book Page	34156/4653
Instrument	2024R0239721

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 13, 2054

Interest

Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605

Mortgage

Document Number	0000239721
Date	Mar 29, 2024
Book Page	34156/4653
Instrument	2024R0239721

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605

Mortgage

Document Number	0000210581
Date	Mar 29, 2023
Book Page	33643/808
Instrument	2023R0210581

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 GULF RD, MIAMI, FL 33149-1605

Mortgage

Document Number	0000127207
Date	Feb 10, 2022
Book Page	33015/2453
Instrument	2022R0127207

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605

Mortgage

Document Number	0000552627
Date	Jul 29, 2021
Book Page	32650/654
Instrument	2021R0552627

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Feb 8, 2021
Property Address	365 GULF RD, KEY BISCAYNE, FL 33149-1605
Document Number	0000098998
Book / Page	32339 / 143
Map Reference	MB 50 PG 87
Instrument Date	Jan 15, 2021
Instrument	2021R0098998
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 S MIAMI AVE, 1501, MIAMI, FL 33129-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6285 SUNSET DR, SOUTH MIAMI, FL 33143-4804

Mortgage

Document Number	0000098999
Date	Feb 8, 2021
Book Page	32339/145
Instrument	2021R0098999

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$69,095.00 (+13.18%)	$3,959,725 (+5.19%)	$4,827,312 (+28.24%) Land $3,363,920 Building $1,463,392
2024	$61,051.00 (+6.97%)
2023	$57,071.00 (+12.06%)	$3,764,203 (+20.13%) Land $2,763,220 Building $1,000,983	$3,764,203 (+20.13%) Land $2,763,220 Building $1,000,983
2022	$50,930.00	$3,133,506 Land $2,120,471 Building $1,013,035	$3,133,506 Land $2,120,471 Building $1,013,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,524 units insured incl. 1,383 condo units
Nearby Flood Claims	220 (1979–2022)
Claims Outside the SFHA	1 of 220
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 60 claims Hurricane Katrina, Aug 2005 · 25 claims Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Gulf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures