301 E Spencer St, Mc Lean, IL 61754 Property Records

McLean County property record for 301 E Spencer St, Mc Lean, IL 61754 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 984 sqft · built 1859
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$2,136 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-35-437-002

Property Details

APN / Parcel Number

Primary APN26-35-437-002

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area984 sqft Living Area
1st Floor Area728 sqft

Exterior

Year BuiltBuilt 1859
Effective Year BuiltEffective 1859
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address301 E SPENCER ST
CityMC LEAN
StateIL
Zip61754-9650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG ON SE LN OF MERRIAM ST96 SWLY FROM NW COR LOT 4 BLK 6 DILLON & FISHERS 1ST ADD, SWLY ALG ST 61.5, S66 ALG E LN EAST ST, E TO RR, NWLY 166 TO POB PT BLK 6 DILLON & FISHERS 1ST ADD TO MCLEAN
Legal Range01W
Legal Township22N
Legal Section35
Legal SubdivisionDILLON & FISHERS 1ST ADD
Legal Block6
Legal Lot Number4
JurisdictionMCLEAN IL
Township / Civil DivisionMOUNT HOPE
Census Block Group3
Census Block3141
Census Tract6000

Owner

Source: McLean County records · APN 26-35-437-002

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 94, MC LEAN, IL 61754-0094
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed of Trust, Mortgage · Line of Credit
CEFCU
Apr 07, 2022Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK OF BLOOMINGTON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address301 W SPENCER ST, MC LEAN, IL 61754
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300010801
DateAug 15, 2023
Instrument2023-00010801
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 14, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address301 W SPENCER ST, MC LEAN, IL 61754
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 E SPENCER ST, MC LEAN, IL 61754-9650

Mortgage

Document Number202200006431
DateApr 07, 2022
Instrument2022-00006431
Lender
NameFIRST STATE BANK OF BLOOMINGTON
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionMount Hope Township
MunicipalityMcLean Village
Unified School DistrictOlympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$32,008 (+20.77%) Land $4,426 Building $27,582$96,024 (+20.77%) Land $13,278 Building $82,746
2024$2,136.00 (+6.85%)
2023$1,999.00$26,504 Land $3,665 Building $22,839$79,512 Land $10,995 Building $68,517

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130060003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims19 (1979–1984)
Claims Outside the SFHA19 of 19
Most Recent ClaimApr 1984, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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