McLean County property record for 104 E Spencer St, Mc Lean, IL 61754 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,154 sqft · built 1859 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (Feb 2010) |
| Tax Bill | $6,077 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-35-432-004 |
| Primary APN | 26-35-432-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 2,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1859 |
|---|---|
| Effective Year Built | Effective 1859 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 E SPENCER ST |
|---|---|
| City | MC LEAN |
| State | IL |
| Zip | 61754-9612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN MCLEAN E 1/2 LOT 6 & ALL LOT 7 &8 BLK 10 |
| Legal Range | 01W |
| Legal Township | 22N |
| Legal Section | 35 |
| Legal Subdivision | ORIG TOWN MCLEAN |
| Legal Block | 10 |
| Legal Lot Number | 6,7,8 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | MOUNT HOPE |
| Census Block Group | 3 |
| Census Block | 3175 |
| Census Tract | 6000 |
Source: McLean County records · APN 26-35-432-004
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 E SPENCER ST, MC LEAN, IL 61754-9612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA |
| Mar 29, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage COMPEER FINANCIAL FLCA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2010 · Amount on Record |
| Deed Sale | Feb 01, 2010 · Amount on Record |
| Prior Sale | Sep 09, 2009 · Amount on Record |
| Deed Document Number | 20102260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 104 E SPENCER ST, MC LEAN, IL 61754-9612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000008001 |
|---|---|
| Date | May 06, 2020 |
| Instrument | 2020-00008001 |
| Name | COMPEER FINANCIAL FLCA |
|---|---|
| Type | Bank |
| Address | SUN PRAIRIE, WI 53590 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 29, 2018 |
| Property Address | 104 E SPENCER ST, MC LEAN, IL 61754-9612 |
| Document Number | 201800004788 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2018-00004788 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 E SPENCER ST, MC LEAN, IL 61754-9612 |
| Document Number | 201800004789 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018-00004789 |
| Name | COMPEER FINANCIAL FLCA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Mount Hope Township |
| Municipality | McLean Village |
| Unified School District | Olympia Community Unit School District 16 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,044 (+20.77%) Land $9,287 Building $69,757 | $237,132 (+20.77%) Land $27,861 Building $209,271 | |
| 2024 | $6,077.00 (+4.83%) | ||
| 2023 | $5,797.00 | $65,451 Land $7,690 Building $57,761 | $196,353 Land $23,070 Building $173,283 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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