McLean County property record for 105 E Spencer St, Mc Lean, IL 61754
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 792 sqft · built 1971 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,027 (2024) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-35-435-002 |
| Primary APN | 26-35-435-002 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 105 E SPENCER ST |
|---|---|
| City | MC LEAN |
| State | IL |
| Zip | 61754-9612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN OF MCLEAN 2 13 |
| Legal Range | 01W |
| Legal Township | 22N |
| Legal Section | 35 |
| Legal Subdivision | ORIG TOWN OF MCLEAN |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | MOUNT HOPE |
| Census Block Group | 3 |
| Census Block | 3174 |
| Census Tract | 6000 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 E SPENCER ST, MC LEAN, IL 61754-9612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 105 E SPENCER ST, MC LEAN, IL 61754-9612 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00013723 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017-00013723 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | Miamisburg, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2032 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Mount Hope Township |
| Municipality | McLean Village |
| Unified School District | Olympia Community Unit School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,636 (+20.77%) Land $3,768 Building $38,868 | $127,908 (+20.77%) Land $11,304 Building $116,604 | |
| 2024 | $3,027.00 (+5.95%) | ||
| 2023 | $2,857.00 | $35,304 Land $3,120 Building $32,184 | $105,912 Land $9,360 Building $96,552 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 19 (1979–1984) |
| Claims Outside the SFHA | 19 of 19 |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLEAN serves 791 people · EPA ID IL1130850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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