Effingham County property record for 301 E Oak Ave, Montrose, IL 62445
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,612 sqft · built 1989 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,000 (Jul 2018) |
| Tax Bill | $4,328 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-19-001-049 |
| Primary APN | 10-19-001-049 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,612 sqft Base Area |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,612 sqft |
| Unfinished Basement | 1,612 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 132,422 sqft (3.04 acres) |
| Lot Dimensions | 300 ft deep x 148 ft wide |
| Garage Area | 837 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 301 E OAK AVE |
|---|---|
| City | MONTROSE |
| State | IL |
| Zip | 62445-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 2 OF JOHN B JOHNSTONS SUBD & PT NW SW BEING 148.5 FT X 300.69 FT LYING NORTH OF BLK 2 3399/350 1913/121 1900/102 1577/303 |
| Legal Subdivision | JOHN B JOHNSTONS SUBDIVISION |
| Legal Block | 2,2 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | ST. FRANCIS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950100 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 301 E OAK AVE, MONTROSE, IL 62445-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK |
| Jul 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on Record |
| Deed Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 20181802890 |
| Deed Book / Page | 3399 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 301 E OAK AVE, MONTROSE, IL 62445-1101 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 3555/172 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 3555/172 |
| Instrument | 202020001884 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Address | TEUTOPOLIS, IL 62467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
| Rate | 2.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 17, 2018 |
| Property Address | 301 E OAK AVE, MONTROSE, IL 62445-1101 |
| Document Number | 3399/350 |
| Book / Page | 3399 / 350 |
| Map Reference | DD 2 PG 290 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 201801802890 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 301 E OAK AVE, MONTROSE, IL 62445-1101 |
| Document Number | 201801802891 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 201801802891 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | St. Francis Township |
| Municipality | Montrose Village |
| Unified School District | Dieterich Community Unit School District 30 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,328.00 (+192.04%) | $70,540 (+33.73%) Land $18,440 Building $52,100 | $211,620 (+33.73%) Land $55,320 Building $156,300 |
| 2022 | $1,482.00 Homeowner's exemption | $52,750 Land $13,790 Building $38,960 | $158,250 Land $41,370 Building $116,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER-MONTROSE serves 201 people · EPA ID IL0490350 |
|---|---|
| Water Source | Purchased groundwater from EJ WATER COOPERATIVE |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.44 mg/L (2021) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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