Effingham County property record for 201 E Oak Ave, Montrose, IL 62445
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,092 sqft · built 1983 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,500 (Apr 2018) |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-19-001-006 |
| Primary APN | 10-19-001-006 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Base Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 201 E OAK AVE |
|---|---|
| City | MONTROSE |
| State | IL |
| Zip | 62445-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & W 20FT LOT 2 BLK 3 JOHNSTON'S ADD 3376/151 2286/282 1308/129 1154/222 773/133 764/84 |
| Legal Subdivision | JOHNSTON'S ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 3-2 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | ST. FRANCIS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950100 |
201 E Oak Ave is owned and occupied by an individual who bought it in April 2018.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 E OAK AVE, MONTROSE, IL 62445-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on File |
| Deed Sale | Apr 13, 2018 · Amount on File |
| Prior Sale | Jan 10, 2007 · Amount on File |
| Deed Document Number | 20181801309 |
| Deed Book / Page | 3376 / 151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Apr 13, 2018 |
| Property Address | 201 E OAK AVE, MONTROSE, IL 62445-1102 |
| Document Number | 003376/151 |
| Book / Page | 3376 / 151 |
| Map Reference | MB 2 PG 290 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 201801801309 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 E OAK AVE, MONTROSE, IL 62445-1102 |
| Document Number | 201801801310 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 201801801310 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2038 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 201 E Oak Ave was $2,636 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | St. Francis Township |
| Municipality | Montrose Village |
| Unified School District | Dieterich Community Unit School District 30 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,636.00 | $45,310 Land $3,960 Building $41,350 | $135,930 Land $11,880 Building $124,050 |
| 2022 | $1,769.00 Homeowner's exemption | $33,890 Land $2,960 Building $30,930 | $101,670 Land $8,880 Building $92,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 201 E Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 201 E Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER-MONTROSE serves 201 people · EPA ID IL0490350 |
|---|---|
| Water Source | Purchased groundwater from EJ WATER COOPERATIVE |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.44 mg/L (2021) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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