Effingham County property record for 202 E Oak Ave, Montrose, IL 62445
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,156 sqft · built 1940 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Mar 2023) |
| Tax Bill | $716 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-19-001-017 |
| Primary APN | 10-19-001-017 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,156 sqft Base Area |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 418 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 202 E OAK AVE |
|---|---|
| City | MONTROSE |
| State | IL |
| Zip | 62445-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 W 1/2 BLK 4 J B JOHNSTON'S ADD 3847/142 3497/209 3172/75 3072/274 3071/201 523/233 |
| Legal Subdivision | JOHNSTON'S ADDITION |
| Legal Block | 4 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | ST. FRANCIS |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 950100 |
Source: Effingham County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 22588 E 100TH AVE, DIETERICH, IL 62424-3416 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 31, 2023 | Warranty Deed, Transfer · Line of Credit DIETERICH BANK NA |
| Sep 19, 2019 | Administrator's Deed, Transfer · Commercial Mortgage DIETERICH BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2019 · Amount on Record |
| Deed Document Number | 2023995 |
| Deed Book / Page | 3847 / 142 |
| Prior Transfer Date | Sep 12, 2014 |
| Prior Transfer Doc | 3071/201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Mar 31, 2023 |
| Property Address | 202 E OAK AVE, MONTROSE, IL 62445-1114 |
| Document Number | 003847/142 |
| Book / Page | 3847 / 142 |
| Map Reference | MB 2 PG 290 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 202323000995 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22588 E 100TH AVE, DIETERICH, IL 62424-3416 |
| Document Number | 202323000996 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 202323000996 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 19, 2019 |
| Property Address | 202 E OAK AVE, MONTROSE, IL 62445-1114 |
| Document Number | 3497/209 |
| Book / Page | 3497 / 209 |
| Map Reference | MB 2 PG 290 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 201901903732 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 SUNSET CT, DIETERICH, IL 62424-1073 |
| Document Number | 201901903733 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 201901903733 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 1, 2024 |
| Rate | 4.75% |
|---|
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | St. Francis Township |
| Municipality | Montrose Village |
| Unified School District | Dieterich Community Unit School District 30 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $716.00 (+6.07%) | $10,680 (+9.99%) Land $5,210 Building $5,470 | $32,040 (+9.99%) Land $15,630 Building $16,410 |
| 2024 | $675.00 (-46.34%) | $9,710 (-11.89%) Land $4,740 Building $4,970 | $29,130 (-11.89%) Land $14,220 Building $14,910 |
| 2022 | $1,258.00 Homeowner's exemption | $11,020 Land $3,900 Building $7,120 | $33,060 Land $11,700 Building $21,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER-MONTROSE serves 201 people · EPA ID IL0490350 |
|---|---|
| Water Source | Purchased groundwater from EJ WATER COOPERATIVE |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.44 mg/L (2021) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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