Black Hawk County property record for 301 Bertch Ave, Waterloo, IA 50702 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1927 |
| Square Footage | 1,148 sqft Living Area |
| Lot Size | 5,080 sqft (0.117 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $147,000 (2026) |
| Tax Bill | $2,264.00 (2025) |
| Primary APN | 8913-35-104-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,148 sqft Living Area |
| 1st Floor | 792 sqft 1st Floor |
| Attic Area | 356 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 792 sqft Basement |
| Unfinished Basement | 792 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,080 sqft (0.117 acres) |
| Depth X Width | 127 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 160 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 301 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BROWN HALL ADDITION LOT 12 BLK 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BROWN HALL ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-104-012
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 BERTCH AVE, WATERLOO, IA 50702-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage TITLE SERVICES CORPORATION |
| Nov 04, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance GREENSTATE CREDIT UNION |
| Oct 25, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage GREENSTATE CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2026 · Amount on Record |
| Deed Sale | Jul 09, 2026 · Amount on Record |
| Prior Sale | Oct 25, 2019 · Amount on Record |
| Deed Doc Number | 202610228 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 09, 2026 |
| Property Address | 301 BERTCH AVE, WATERLOO, IA 50702-3614 |
| Document Number | 0000010228 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202610228 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,674.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 BERTCH AVE, WATERLOO, IA 50702-3614 |
| Document Number | 0000010229, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 202610229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Number | 0000010230, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 202610230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 01, 2036 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 301 BERTCH AVE, WATERLOO, IA 50702-3614 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000008295 |
|---|---|
| Date | Nov 04, 2019 |
| Instrument | 202000008295 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 25, 2019 |
| Property Address | 301 BERTCH AVE, WATERLOO, IA 50702-3614 |
| Document Number | 202000007744 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 202000007744 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 BERTCH AVE, WATERLOO, IA 50702-3614 |
| Investor | Possibly a Property Investor |
| Document Number | 202000007745 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 202000007745 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,264.00 | $113,580 (+8.79%) Land $12,610 Building $100,970 | $113,580 (+8.79%) Land $12,610 Building $100,970 |
| 2024 | $2,264.00 (+24.4%) | ||
| 2023 | $104,400 (+25.98%) Land $12,610 Building $91,790 | $104,400 (+25.98%) Land $12,610 Building $91,790 | |
| 2022 | $1,820.00 | $82,870 Land $12,610 Building $70,260 | |
| 2021 | $82,870 Land $12,610 Building $70,260 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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