219 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 219 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1938
Lot Size	0.134 acres (5,842 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (May 2016)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-35-103-011`

Property Details

APN / Parcel Number

Primary APN	`8913-35-103-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,842 sqft (0.134 acres)
Lot Dimensions	127 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	219 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN HALL ADDITION W 16.2 FT LOT 11 BLK 3 E 29.8 FT LOT 12 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BROWN HALL ADDITION
Legal Block	3
Legal Lot Number	11,12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-103-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	210 BERTCH AVE, WATERLOO, IA 50702-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2016 · Amount on Record
Deed Sale	May 09, 2016 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Document Number	201618851
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 03, 2026
Property Address	219 BERTCH AVE, WATERLOO, IA 50702-3612
Document Number	0000008140
Instrument Date	May 29, 2026
Instrument	20268140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 BERTCH AVE, WATERLOO, IA 50702-3612

Mortgage

Document Number	0000008140,
Date	Jun 03, 2026
Instrument	20268140

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 Homeowner's exemption	$84,220 (+6.93%) Land $14,500 Building $69,720	$84,220 (+6.93%) Land $14,500 Building $69,720
2024	$1,486.00 (+25.3%)
2023		$78,760 (+25.19%) Land $14,500 Building $64,260	$78,760 (+25.19%) Land $14,500 Building $64,260
2022	$1,186.00 Homeowner's exemption	$62,910 Land $14,500 Building $48,410
2021			$62,910 Land $14,500 Building $48,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010, other causes, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.